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Posted

On December 31st I did an online app for a new Tacoma. On Monday, I got a call from the finance guy who told me that he got an approval from Cap one and that since the purchase was initiated almost 30 days ago, time would be a factor. I slept on it, and picked it up last night. He again indicated that time would be a factor and that if Cap One didnt get and verify the paperwork by Friday, the deal would fall through and the truck would have to go back. The conditions were calling employers, and verifying our identities. I did see what appeared to be a legitimate approval from Cap One listing the conditions for the deal. How worried should I be?


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Posted

Capital One would need to complete their verifications and book the contract before the 30th day from the initial application date.

 

So it looks like it all depends on Cap One at this point.

Posted

Capital One would need to complete their verifications and book the contract before the 30th day from the initial application date.

 

So it looks like it all depends on Cap One at this point.

 

Thanks so much. I felt like he was being honest but you can never tell. Hopefully it gets there today and it all works out. Im pretty sure I have a backup approval if it doesn't on a nice used truck.

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