The Monster TransUnion Bumpage TU B* Master Thread

[CIO]

Back on the TU B* train.

[BobWang]

[CIO]

I feel the urge to respond with a LFTM-esque "I don't do subways" but I'll just behave now that I'm down in the 700s. Oh the humility!

[BobWang]

Speaking of which, Capital One sent me a reminder of their Subway promo

5 Bonus Miles Per Dollar on Purchases of $10 or More

Expires09/30/2011

Activate offer and you'll be eligible to shop in-store at Subway and earn 5 Bonus miles per dollar on purchases of $10 or more.

[CIO]

Speaking of which, Capital One sent me a reminder of their Subway promo

5 Bonus Miles Per Dollar on Purchases of $10 or More

Expires09/30/2011

Activate offer and you'll be eligible to shop in-store at Subway and earn 5 Bonus miles per dollar on purchases of $10 or more.

 

Cool I hear Bernie Goetz is going to pitch it in the tv commercial. Seems Jerod couldn't cut it (please excuse the link source *snort*):

 

http://perezhilton.com/2009-12-01-jared-falls-off-the-subway-wagon

[BobWang]

I'm tempted to quote that before you edit again.

[CIO]

I'm tempted to quote that before you edit again.

 

 

It's the full moon effect the past couple nights. I'm breaking bad (puns).

[gabbyraja]

Ugh. How do I see my TU softs (that count toward B*) w/o pulling the backdoor? I know I can see a list of softs on EQ Complete, but those aren't only those going toward B* on TU, right? If so, my count is 71 post C* and 79 total, so I should have, like, no hards on TU, and there are still 7... Same number I started with a month ago.

 

I pull SC, CK, USAA-CCMP, MPM (via eidt), EC, and Truecredit (via creditcards.com)

Edited July 19, 2011 by gabbyraja

[VK]

It's really 63 inquiries, creditmonitor2010 nailed that down pretty conclusively.

TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year.

got it, thanks....so, Bob, you can start TU B* anytime, right? there is no C*, softs just don't stick (except for SC)....this is what my softs look like - 19 per jds counter....

CONSUMERINFO via CONSUMER INFO.COM

 

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

VK via TRANSUNION INTERACTIVE I

 

 

100 CROSS ST

STE 202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO via CONSUMER INFO.COM

 

 

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

DIR TO CONS VIA EQUIFAX

 

 

1550 PEACHTREE ST

ATLANTA , GA 30309

(866) 640-2273

 

Requested On:

06/2011

 

 

 

VK via KARMA/TRANSUNION INTERAC

 

 

100 CROSS STREET

SAN LUIS OBISP , CA 93401

(805) 782-8282

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

DISCOVER FINCL SVC LLC

 

 

2500 LAKE COOK RD

RIVERWOODS , IL 60015-3851

(800) 347-2683

 

Requested On:

06/2011

 

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

05/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMER INFO.COM

 

 

18500 VON KARMAN A

STE 900

IRVINE , CA 92612

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMERINFO via CONSUMER INFO.COM

 

 

18500 VON KARMEN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CREDITCARDS.COM

 

 

8920 BUSINESS PARK

#350

AUSTIN , TX 78759

Phone number not available

 

Requested On:

03/2011

 

 

 

VK via CREDIT.COM/TUI

 

 

100 CROSS STREET

#202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CHASE ID PROTECTION via CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

01/2011

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

IDINTEGRITY.COM via FAC/ID THEFT PROTECTION

 

 

1900 CHURCH STREET

SUITE 400

NASHVILLE , TN 37203

(800) 697-7189

 

Requested On:

01/2011

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

09/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CHASE ID PROTECTION via CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

09/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CITIBANK NA

 

 

701 E 60TH ST N

SIOUX FALLS , SD 57104

Phone number not available

 

Requested On:

08/2010

 

 

 

FAIRISAAC via MY FICO

 

 

901 MARQUETTE AVE

SUITE 3200

MINNEAPOLIS , MN 55402

(800) 319-4433

 

Requested On:

08/2010

Permissible Purpose: CONSUMER REQUEST

 

 

CENTRRO INC

 

 

291 3RD ST

OAKLAND , CA 94607

(501) 384-7900

 

Requested On:

08/2010

 

 

 

CONSUMER DIRECT 3N1 via DIR TO CONS VIA EQUIFAX

 

 

1550 PEACHTREE ST

ATLANTA , GA 30309

(866) 640-2273

 

Requested On:

08/2010

Permissible Purpose: CREDIT TRANSACTION

 

 

CREDITCARDS.COM

 

 

8920 BUSINESS PARK

#350

AUSTIN , TX 78759

Phone number not available

 

Requested On:

06/2010

 

 

 

VK via TRANSUNION INTERACTIVE I

 

 

100 CROSS ST

STE 202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

05/2010

Permissible Purpose: CONSUMER REQUEST

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

02/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

01/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

B* on TU!!!

B* on TU!!!

B* on TU!!!

 

seems to be right on schedule.....on 6/24 I had 19 softs...and that's when I signed up for SC...been pulling it religiously, and, after about 35 more softs (and I have 8 hards), first TU B*

 

I should be TU clean in a week, and both TU and EQ clean in 2 weeks...with the price of about $110 or so....and daily pulls for awhile.

 

very cool, thanks to B* gang for their guidance,

 

VK

[Conflictxnj]

Were you pulling CK daily? I started on the 9th of July and will be clean at the end of this week. Just one month of SC, thankfully.

[VK]

Were you pulling CK daily? I started on the 9th of July and will be clean at the end of this week. Just one month of SC, thankfully.

 

I usually do pull it daily, or, if not, every other day...but, for me, only a few softs from CK stick - I think only 7-9 stuck when I checked TU via backdoor....so, 2 months of SC for me - but it's ok, just happy to become clean on TU....so I can get another 3-4 inquiry

 

VK

[Stanggt03]

I'm pulling daily SCP, USAA, And CK. Sometimes CC. Started USAA a few months ago. Started SCP about 3 weeks ago. Lost 2 last week and one so far this week.

[Conflictxnj]

I'm a little upset I paid for another month of SCP.

 

According to the counter, I'm at 47+ 5 hard pulls, but I've bumped 4 off recently. I will likely bump the remaining 5 this weekend. Here's what I've noticed...

 

 

The companies listed in the regular inquiry section of your report that received your file in the last 90 days provided the following input on their request.

 

 

 

 

The data under this is gone. There were 6 on 06.24. Some of the original inquiries under this still exist in the hard inquiry section. I'm assuming in theory, these counted towards B*? They shouldn't have disappeared otherwise. I tried searching the site but couldn't come up with anything.

 

 

 

I didn't think I'd get these off for nearly another month.

[gelidstar]

All new to this B* thing. I just signed up for SCP. I have about 8 inquiries I would like bumped off. How many daily pulls from SCP do I need to make before I begin to see things fall off?

[dodgerduck]

what is SCP?

[visorboy1974]

what is SCP?

 

Smart Credit Premium

[visorboy1974]

All new to this B* thing. I just signed up for SCP. I have about 8 inquiries I would like bumped off. How many daily pulls from SCP do I need to make before I begin to see things fall off?

 

Somewhere around 2 months should be pretty close.

[BobWang]

^

[BobWang]

thank you,bob.can I add more like cct usaa to make the time shorter?

Maybe by a day or two.

[Repairerer]

I am having issues with most of my pullers right now.

[BobWang]

I really thought this would be like a one or two post thread.

[ugghh]

I am having issues with most of my pullers right now.

 

Tell me about it.... I went to pull MPM on February 1st and I was told that it was canceled

 

EC has been hanging on me to the point where the order gets stuck in progress and I have to call to get them to delete the report in progress...

 

 

UGGHH!!!!

[BobWang]

^

[wellscredit]

smart credit premium do not give me unlimmited pull.they give me 4 pulls each time i call in to reset,and they told me they can only give me 12 pulls max each month.is this true?

[mike82fl]

i would get 8 or so pulls at once, maybe as much as 10, cant remember. I do know for a fact it wasnt 4. I also know I pulled 30 days straight the first month and 17 the next until i was done.

 

i never called in. i used the contact us tab on the site. there is an internal email system, use it. i would select a couple of the drop down options for recipient. "billing" "technical support" etc. couple days later, boom, pulls get reset. never called once, until i needed to cancel.