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The Monster TransUnion Bumpage TU B* Master Thread

BobWang

By BobWang
in Credit Forum

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The last post in this topic was posted 4039 days ago. 

 

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VK

VK

Posted
Posted

Kinda pricey... $90 (3 months)

If somebody is VERY diligent, it can be done in 2 months.

 

Credit Karma

Credit.com

TrueCredit.com free trial

 

Some free triple-puller trials...

 

I very comprehensive list of those "free triple-puller trials" that help with B* on TU might make this thread very useful...and it will be well beyond 1 or 2 pages......I am just saying...

http://creditboards....howtopic=430669

 

I knew there is something like that somewhere :)....are they all good on TU?

BobWang

BobWang

Posted
  • Author
Posted

Kinda pricey... $90 (3 months)

If somebody is VERY diligent, it can be done in 2 months.

 

Credit Karma

Credit.com

TrueCredit.com free trial

 

Some free triple-puller trials...

 

I very comprehensive list of those "free triple-puller trials" that help with B* on TU might make this thread very useful...and it will be well beyond 1 or 2 pages......I am just saying...

http://creditboards....howtopic=430669

 

I knew there is something like that somewhere :)....are they all good on TU?

They're triple-pullers, so, in theory, yes.

DadofThree

DadofThree

Posted
Posted

New to the whole *B* thing. Just now reading about it and trying to understand how it works. Going to take me quite awhile to get thru all 194 pages of the master thread :blink: .

 

So I purchased the premium SC service. Been pulling everyday since May 18, 2011. Yesterday I noticed an inquiry gone from the SC reports. Thought maybe it was a glitch because I didn't pull enough yet. Now todays SC pull shows another inquiry gone. 2 in two days. Are they really gone? I can't seem to login into TU and check I'm only going by the SC reports.

 

Can someone explain this? How many more will continue to drop before I have to start over? I don't use any other service. Could it be because there is nothing on my report. My report only has 3 TLs and 8 inquiry's. Nothing else :blush:

 

Thanks for any suggestions.

BobWang

BobWang

Posted
  • Author
Posted

New to the whole *B* thing. Just now reading about it and trying to understand how it works. Going to take me quite awhile to get thru all 194 pages of the master thread :blink: .

 

So I purchased the premium SC service. Been pulling everyday since May 18, 2011. Yesterday I noticed an inquiry gone from the SC reports. Thought maybe it was a glitch because I didn't pull enough yet. Now todays SC pull shows another inquiry gone. 2 in two days. Are they really gone? I can't seem to login into TU and check I'm only going by the SC reports.

 

Can someone explain this? How many more will continue to drop before I have to start over? I don't use any other service. Could it be because there is nothing on my report. My report only has 3 TLs and 8 inquiry's. Nothing else :blush:

 

Thanks for any suggestions.

SCP does not do monthly chops like Equifax.

Just keep doing what you're doing, and all your TU bumpable inquires should go away.

BobWang

BobWang

Posted
  • Author
Posted

Going to take me quite awhile to get thru all 194 pages of the master thread :blink: .

If you change your settings, it's only 122 pages. :P

DadofThree

DadofThree

Posted
Posted (edited)

Thanks Bob. I was finally able to get into TU and sure enough they are gone. One was a car loan the other was a mortgage inquiry. I'll be going after EQ next... Gotta love this site and all the great help and wealth of information!

 

 

Bob throw me a hint on the settings.. :blush2:

Edited by DadofThree
BobWang

BobWang

Posted
  • Author
Posted

Thanks Bob. I was finally able to get into TU and sure enough they are gone. One was a car loan the other was a mortgage inquiry. I'll be going after EQ next... Gotta love this site and all the great help and wealth of information!

 

 

Bob throw me a hint on the settings.. :blush2:

Under My Settings - Forums, change the default from 25 posts to 40 posts per page.

andydallas

andydallas

Posted
Posted

what I like about TU, I have several hards from mortgage inquiries (I have rental property and am always financing or refinancing something), so I am stuck with 8 hards on EQ,,,but on my TU, everything disappeared,,,,,even those pulled by the same organizations at the same time that stuck on EQ, left on TU

BobWang

BobWang

Posted
  • Author
Posted

what I like about TU, I have several hards from mortgage inquiries (I have rental property and am always financing or refinancing something), so I am stuck with 8 hards on EQ,,,but on my TU, everything disappeared,,,,,even those pulled by the same organizations at the same time that stuck on EQ, left on TU

Yup, TU is not known for "stickies", but there's always a first time. :D

VK

VK

Posted
Posted

since this is TU B*, and I haven't done my TU backdoor peak yet....questions - is TU still 65 inqs, if you can get there? and when should you start your TU B* - do they chop like EQ, or nothing sticks, so you can really start anytime, doesn't matter how you time the start of B*

 

Clutch, I also think it's expensive @ $60-90....but....I am re-thinking this a bit...if I can get AmEx backdated, and clear my 6-8 inqs on TU/EQ at the cost of ~$100-120....that's not a bad deal - it will set me up for bigger CLI increases in the future, ability to get new cards/sign up bonuses, etc...So, I think I decided to go "all in" on the B* front - 8 inqs on TU, 6 on EQ - NONE IN 1 MONTH!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

BobWang

BobWang

Posted
  • Author
Posted

It's really 63 inquiries, creditmonitor2010 nailed that down pretty conclusively.

TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year. :)

VK

VK

Posted
Posted

Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.

 

Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.

 

CONSUMERINFO via CONSUMER INFO.COM

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

VK

VK

Posted
Posted

It's really 63 inquiries, creditmonitor2010 nailed that down pretty conclusively.

TU HAD re-inserted inquiries the last couple of years, but it looks like they forgot this year. :)

got it, thanks....so, Bob, you can start TU B* anytime, right? there is no C*, softs just don't stick (except for SC)....this is what my softs look like - 19 per jds counter....

CONSUMERINFO via CONSUMER INFO.COM

 

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

VK via TRANSUNION INTERACTIVE I

 

 

100 CROSS ST

STE 202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO via CONSUMER INFO.COM

 

 

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

DIR TO CONS VIA EQUIFAX

 

 

1550 PEACHTREE ST

ATLANTA , GA 30309

(866) 640-2273

 

Requested On:

06/2011

 

 

 

VK via KARMA/TRANSUNION INTERAC

 

 

100 CROSS STREET

SAN LUIS OBISP , CA 93401

(805) 782-8282

 

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

 

 

DISCOVER FINCL SVC LLC

 

 

2500 LAKE COOK RD

RIVERWOODS , IL 60015-3851

(800) 347-2683

 

Requested On:

06/2011

 

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

05/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMER INFO.COM

 

 

18500 VON KARMAN A

STE 900

IRVINE , CA 92612

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CONSUMERINFO via CONSUMER INFO.COM

 

 

18500 VON KARMEN A

#900

IRVINE , CA 92612

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CONSUMERINFO.COM

 

 

18500 VON KARMAN

#900

IRVINE , CA 92612

(888) 888-8553

 

Requested On:

03/2011

Permissible Purpose: WRITTEN AUTHORIZATION

 

 

CREDITCARDS.COM

 

 

8920 BUSINESS PARK

#350

AUSTIN , TX 78759

Phone number not available

 

Requested On:

03/2011

 

 

 

VK via CREDIT.COM/TUI

 

 

100 CROSS STREET

#202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

03/2011

Permissible Purpose: CONSUMER REQUEST

 

 

CHASE ID PROTECTION via CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

01/2011

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

IDINTEGRITY.COM via FAC/ID THEFT PROTECTION

 

 

1900 CHURCH STREET

SUITE 400

NASHVILLE , TN 37203

(800) 697-7189

 

Requested On:

01/2011

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

09/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CHASE ID PROTECTION via CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

09/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CITIBANK NA

 

 

701 E 60TH ST N

SIOUX FALLS , SD 57104

Phone number not available

 

Requested On:

08/2010

 

 

 

FAIRISAAC via MY FICO

 

 

901 MARQUETTE AVE

SUITE 3200

MINNEAPOLIS , MN 55402

(800) 319-4433

 

Requested On:

08/2010

Permissible Purpose: CONSUMER REQUEST

 

 

CENTRRO INC

 

 

291 3RD ST

OAKLAND , CA 94607

(501) 384-7900

 

Requested On:

08/2010

 

 

 

CONSUMER DIRECT 3N1 via DIR TO CONS VIA EQUIFAX

 

 

1550 PEACHTREE ST

ATLANTA , GA 30309

(866) 640-2273

 

Requested On:

08/2010

Permissible Purpose: CREDIT TRANSACTION

 

 

CREDITCARDS.COM

 

 

8920 BUSINESS PARK

#350

AUSTIN , TX 78759

Phone number not available

 

Requested On:

06/2010

 

 

 

VK via TRANSUNION INTERACTIVE I

 

 

100 CROSS ST

STE 202

SAN LUIS OBISP , CA 93401

Phone number not available

 

Requested On:

05/2010

Permissible Purpose: CONSUMER REQUEST

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

02/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

 

 

CREDCO

 

 

12395 FIRST AMERIC

POWAY , CA 92064

(888) 217-0291

 

Requested On:

01/2010

Permissible Purpose: CONSUMER INITIATED TRANSACTION

BobWang

BobWang

Posted
  • Author
Posted

Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.

 

Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.

 

CONSUMERINFO via CONSUMER INFO.COM

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

No, that's CCT, CS or USAA-CCMP.

VK

VK

Posted
Posted

Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.

 

Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.

 

CONSUMERINFO via CONSUMER INFO.COM

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

No, that's CCT, CS or USAA-CCMP.

 

Oh, ok....that's USAA for me....so, why do they stick? can I get a B* with them? does TU C*? (other than infamous re-insert)

BobWang

BobWang

Posted
  • Author
Posted

Well, boys and girls, VK just posted some REALLY good news.

It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.

 

So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.:D

BobWang

BobWang

Posted
  • Author
Posted

Found out via backdoor that I already have 19 softs....not too bad...so I can get there in 2 months for sure...maybe even 1.

 

Who are those guys? CreditKarma? somehow they "stick", I have about 7-8 softs from them.

 

CONSUMERINFO via CONSUMER INFO.COM

18500 VON KARMAN A

#900

IRVINE , CA 92612

Phone number not available

Requested On:

06/2011

Permissible Purpose: CONSUMER REQUEST

No, that's CCT, CS or USAA-CCMP.

 

Oh, ok....that's USAA for me....so, why do they stick? can I get a B* with them? does TU C*? (other than infamous re-insert)

TransUnion must be slacking.

Used to be, they'd remove all of these every night, and just leave one or two.

VK

VK

Posted
Posted

Well, boys and girls, VK just posted some REALLY good news.

It looks like TU is no longer wiping CCT, CS & USAA-CCMP down to one every night.

 

So, do Credit Karma, and one of the 3 above-mentioned, and B* should happen in less than 60 days.:D

 

sort of, it's mixed bag, it seems...I have been pulling USAA almost daily for the last 2-3 months or so...but I have a total of 7 softs that "stuck"....so, I probably still need SmartCredit

VK

VK

Posted
Posted

Oh, VK, don't backdoor TU too much.

They're known to shut you down from the backdoor.

 

thanks....my last time, I promise.

VK

VK

Posted
Posted

If VK keeps posting new info, this MAY turn out to be a monster thread after all. :P

 

hehe, my own prediction is unraveling....thanks to me :)

 

but, if that means more CB'ers can get B* on TU - I am all for it!!!

The last post in this topic was posted 4039 days ago. 

 

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