cedars1 Posted March 26, 2010 Posted March 26, 2010 (edited) Creditor Name: Sears Commercial Credit Credit Limit/Terms: approved for $5000.00, but after talking with account rep got bumped up to $9500.00/Revolving Apply Online/Fax/Mail/Phone: FAX Reports to: D&B, Exp, or both (if known): both I think Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: YES, but no pull! Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 5 TLs, EXP - 81, 5 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No, Faxed over Date Business Started Letter and they called the next day! Edited March 26, 2010 by cedars1 Quote
haywoodgw Posted April 2, 2010 Posted April 2, 2010 Creditor Name: Sears Commercial CreditCredit Limit/Terms: approved for $5000.00, but after talking with account rep got bumped up to $9500.00/Revolving Apply Online/Fax/Mail/Phone: FAX Reports to: D&B, Exp, or both (if known): both I think Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: YES, but no pull! Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 5 TLs, EXP - 81, 5 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No, Faxed over Date Business Started Letter and they called the next day! Called Pitney Bowes today to inquire about the purchase power... The rep told me all he has to do is activate it, came back and told me I have a $2500 limit. When I got off the phone and went back to my account, it listed a $5000 limit! Yay! Does PB report? Also, got good results with a quill order, and a Uline order... both shipped on net 30... Quote
blk281 Posted April 15, 2010 Posted April 15, 2010 Opened up new corporation on 11/2009, transferred DUNS number and DNB credit files from old company to new company. Who? Shell Fleet Exxon/Mobil Business How many reporting on DnB/Experian Biz? 5 Paydex - if available? 80 Credit limit? $3800 for Shell, $5000 for Exxon/Mobil PG? Nope Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? Got code 25 online for Exxon/Mobil-called in and they verified biz address and years I was there, approved 4 minutes later. Approved online in minutes for Shell card. Quote
haywoodgw Posted April 16, 2010 Posted April 16, 2010 Who? Newegg How many reporting on DnB/Experian Biz? 0 Paydex - if available? 0 Credit limit? 5000 PG? No Terms? Net 30 Provide them additional information/financials? Verified Business Address, and AOI. Application? (online/in store/phone)? Online Other info? Took about a week to process... Quote
Falcon1871 Posted April 21, 2010 Posted April 21, 2010 Staples - $500 Sears - $5000 I am waiting for the cards. Paydex - 80 LLC since 09/2008 Quote
AIMANZUL Posted April 21, 2010 Posted April 21, 2010 May I ask what everyone is planning to do with the business credit that they are trying to establish ? Aimanzul Quote
expectator Posted April 30, 2010 Posted April 30, 2010 May I ask what everyone is planning to do with the business credit that they are trying to establish ? Aimanzul In my case, I am running a business and need to stablish credit for it to get some decent vendors lines of credit. and in the future probably a bank LOC. Quote
SeekingWealth Posted May 28, 2010 Posted May 28, 2010 Creditor Name: Phillips 66/Conoco Credit Limit/Terms: approved for $500.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: n/a Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 10 payment experiences, EXP - 43, EQ Unknown If you received a turndown, did a call reverse it: Yes, originally wanted a PG. But told them I had a Shell and they approved. Creditor Name: Valero Credit Limit/Terms: approved for $3000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: n/a Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 10 payment experiences, EXP - 43, EQ Unknown If you received a turndown, did a call reverse it: n/a Creditor Name: Chevron/Texaco Credit Limit/Terms: approved for $2000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: n/a Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 10 payment experiences, EXP - 43, EQ Unknown If you received a turndown, did a call reverse it: n/a Creditor Name: Amazon Corporate / GE Money Bank Credit Limit/Terms: approved for $2000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: n/a Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 10 payment experiences, EXP - 43, EQ Unknown If you received a turndown, did a call reverse it: n/a Quote
SeekingWealth Posted May 28, 2010 Posted May 28, 2010 Creditor Name: Sears Commercial One Credit Limit/Terms: approved for $5000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: n/a Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 10 payment experiences, EXP - 43, EQ Unknown If you received a turndown, did a call reverse it: n/a Quote
ChrisPA Posted May 31, 2010 Posted May 31, 2010 Creditor Name: Sears Commercial One Credit Limit/Terms: approved for $5000.00 Apply Online/Fax/Mail/Phone: Fax Reports to: D&B, Exp, or both (if known): n/a Did you give the creditor your D&B, and/or Experian file to assure reporting? Yes Did you need a PG: yes Have you been in business for 2 years or more: No, Inc'd 7/09 What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex 9 TLs (see sig) If you received a turndown, did a call reverse it: n/a Quote
Dreamcatcher850 Posted June 1, 2010 Posted June 1, 2010 PLEASE HELP ~ I need some advice Question: I am a newbie and I am in the process of establishing business credit using the techniques I have read here in the forum. I am currently waiting for my Duns number. In the meantime I want to apply for business credit cards and use my personal credit scores as the credit guarantor. However I just applied for a Capital One Platinum Business Credit Card and was denied for having a short credit history. Do you know any lenders that are friendly to new businesses with a LOH of 2.10 years [i.e. my oldest account was opened in 07]?[/size] FICO Scores: TU: 724 EX: 712 EQ: 691 Date Biz Started: 08/2009 Types of Accounts: INSTALLMENT: - Suntrust Bank REVOLVING: - Capital One 337/1500 07/07 - Suntrust Bank 150/3000 08/07 - Citi 81/8300 07/09 - Target 80/ 5000 10/09 - Discover 60/5000 11/07 - Amex - closed - Target 0/ 500 08/07 No late pays ever. Please help, I don't want to aquire alot of hurtful inquiries. I noticed how important inquires are in todays recession environment. Quote
ChrisPA Posted June 3, 2010 Posted June 3, 2010 Questions don't go in this thread...this is just for approvals. Create your own thread for this... Quote
jessicarabbit206 Posted June 30, 2010 Posted June 30, 2010 Creditor Name: Staples Credit Limit/Terms: $1500 - Revolving Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting?: No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 79 paydex, 12 TLs, EXP - Score Unknown, 17 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
helpme03 Posted July 21, 2010 Posted July 21, 2010 If approved: Sprint/Next Who? How many reporting on DnB/Experian Biz? 0 Paydex - if available? No Credit limit? 12 Lines no Deposit no Spending limit bill to account PG? yes Terms? Provide them additional information/financials? Yes...I was originally approved for 5 lines/ $100 deposit per line...was then told if i pg then it might help....they did a blended score it got increased to 12 lines/ $100 deposit per line...I faxed over 3 months of utility bills and they waived the deposit...I didn't need 12 lines...I only needed two... Application? (online/in store/phone)? applied by phone. Other info? If denied: Who? How many reporting on DnB/Experian Biz? Reason for denial? Other info? Quote
newbie626 Posted July 22, 2010 Posted July 22, 2010 If approved: Sprint/NextWho? How many reporting on DnB/Experian Biz? 0 Paydex - if available? No Credit limit? 12 Lines no Deposit no Spending limit bill to account PG? yes Terms? Provide them additional information/financials? Yes...I was originally approved for 5 lines/ $100 deposit per line...was then told if i pg then it might help....they did a blended score it got increased to 12 lines/ $100 deposit per line...I faxed over 3 months of utility bills and they waived the deposit...I didn't need 12 lines...I only needed two... Application? (online/in store/phone)? applied by phone. Other info? If denied: Who? How many reporting on DnB/Experian Biz? Reason for denial? Other info? Great to hear but they dont report anything unless you dont pay... Also I have a newly pay dex score of 80 but still cant get a lender or credit card... Quote
helpme03 Posted July 22, 2010 Posted July 22, 2010 I have a friend who works at the Sprint store here in Vegas...for business accounts there is a space for the duns number...he put it in for me! Quote
gettinstarted08 Posted July 26, 2010 Posted July 26, 2010 Creditor Name: Sears Commercial Credit - NET 30 Credit Limit/Terms: approved for $6000.00 Apply Online/Fax/Mail/Phone: FAX, approval by phone call 2 days later. Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex with 20 TLs, EXP - 97 with 13 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Quote
GermanFoodStoreLLC Posted July 31, 2010 Posted July 31, 2010 Creditor Name: Office Depot Credit Limit/Terms: approved for $1000 Apply Online/Fax/Mail/Phone: FAX, approval by phone call 2 days later. Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: No What are your D&B score & Experian score, & # of tradelines reporting? D&B - 76 paydex with 5 TLs, EXP - 17 with 1 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Quote
Arnold Boys Posted September 2, 2010 Posted September 2, 2010 If approved: Who? Wright Express How many reporting on DnB/Experian Biz? 3 Paydex - if available? not showing yet Credit limit? $15000 PG? No Terms? 30 days Provide them additional information/financials? None Application? (online/in store/phone)? Online/phone Other info? If denied: Who? How many reporting on DnB/Experian Biz? Reason for denial? Other info? Quote
william17 Posted September 3, 2010 Posted September 3, 2010 Creditor Name: Northern Tool -Revolving Credit Limit/Terms: approved for $15,000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: Yes ,13 years What are your D&B score & Experian score, & # of tradelines reporting? D&B - 79 paydex with 20 TLs, D&B rating BA3 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Quote
william17 Posted October 1, 2010 Posted October 1, 2010 Creditor Name: Amazon-Revolving Credit Limit/Terms: approved for $2,500.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: Yes ,13 years What are your D&B score & Experian score, & # of tradelines reporting? D&B - 79 paydex with 20 TLs, D&B rating BA3 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Didn't get a instant decision so I called and they just wanted to verify some information. Quote
sharedaluv Posted October 5, 2010 Posted October 5, 2010 PLEASE HELP ~ I need some advice Question: I am a newbie and I am in the process of establishing business credit using the techniques I have read here in the forum. I am currently waiting for my Duns number. In the meantime I want to apply for business credit cards and use my personal credit scores as the credit guarantor. However I just applied for a Capital One Platinum Business Credit Card and was denied for having a short credit history. Do you know any lenders that are friendly to new businesses with a LOH of 2.10 years [i.e. my oldest account was opened in 07]?[/size] FICO Scores: TU: 724 EX: 712 EQ: 691 Date Biz Started: 08/2009 Types of Accounts: INSTALLMENT: - Suntrust Bank REVOLVING: - Capital One 337/1500 07/07 - Suntrust Bank 150/3000 08/07 - Citi 81/8300 07/09 - Target 80/ 5000 10/09 - Discover 60/5000 11/07 - Amex - closed - Target 0/ 500 08/07 No late pays ever. Please help, I don't want to aquire alot of hurtful inquiries. I noticed how important inquires are in todays recession environment. Quote
engco10 Posted October 25, 2010 Posted October 25, 2010 Creditor Name: Exxon Mobil fleet Credit Limit/Terms: approved for $3000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 76 paydex with 17 TLs, exp ? 3tl's If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Quote
expectator Posted November 18, 2010 Posted November 18, 2010 How long did you wait before calling them? I just applied today and the message said that will receive a decision by mail from 7 to 10 days. Thanks, Creditor Name: Amazon-Revolving Credit Limit/Terms: approved for $2,500.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): ? Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: NO Have you been in business for 2 years or more: Yes ,13 years What are your D&B score & Experian score, & # of tradelines reporting? D&B - 79 paydex with 20 TLs, D&B rating BA3 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: NO Didn't get a instant decision so I called and they just wanted to verify some information. Quote
TylerDurden Posted November 19, 2010 Posted November 19, 2010 I'm going to share a ton of valuable information that I have paid thousands of dollars for, so you can have some additional sources of funding that are approving now (Nov 2010) (not bragging, I just want you to know the value) Credit Boards has helped me in my business credit journey so much that I want to continue to give back: Since I am sharing so much valuable info, please allow me to ask one short question at the end. I know you're not supposed to ask questions in this thread, but the answer will actually help others to get MORE Biz Credit Approved !! ************************************************************ Most recent accounts that I got approved for: I have 2 LLC's - I used my newer one with 0 Biz Credit for these apps 5 Years Old - No Paydex or Experian Scores ************************************************************ approved: Who? Superior Financial Group How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $5000 - may get raised to $10,000 PG? Yes - Very Flexible with less than perfect credit Terms? Installment all funds initially deposited - Low Rate (6% to 8%) Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? ---------------------------------------------------------------------- approved: Who? Accion USA How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? Uncertain - App is Pending PG? Yes - Very Flexible with less than perfect credit Terms? Installment all funds initially deposited Provide them additional information/financials? Low Doc -------------- Accept Quick Books or Bank Statments Application? (online/in store/phone)? Online Other info? Very Flexible with less than perfect credit -------------------------------------------------------------------------- approved: Who? Barclay's Air Tran Visa ( 0% intro - trad. biz cr card) How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $7500 PG? Yes - with good personal credit and 0 Biz Credit - will approve Terms? 0& Intro Period Provide them additional information/financials? No Doc Application? (online/in store/phone)? Online Other info? --------------------------------------------------------------------- approved: Who? Key Bank How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? $7500 PG? Yes - good personal credit and no biz credit is ok Terms? 0% intro rate Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? ----------------------------------------------------------------- declined - too many inquiries Who? First National Bank of Omaha Biz Credit Card How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None for this LLC Credit limit? 0 PG? Yes - Terms? 0% intro rate Provide them additional information/financials? No Doc - All Stated Application? (online/in store/phone)? Online Other info? Called to get an approval - they stuck to the too many inquiries decision -------------------------------------------------------------------------- declined - due to FIA Card Services (see 'other info' below) Who? Regions Bank How many reporting on DnB/Experian Biz? No DnB - No Experian Paydex - None Credit limit? PG? Yes - Very Flexible with less than perfect credit Terms? 0% intro Provide them additional info? No Doc - All Stated Application? (online/in store/phone)? Online Other info? *** Watch out for any Credit Issuer that uses FIA Card Services *** *** Somehow they can see all your debt business and personal, *** even if you didn't put the info for the debt on the app *** To the best of my knowledge, this has been my experience *** -------------------------------------------------------------------------- I recommend Funding Universe - They link your credit to bank's underwriting guidelines I paid them $100 and talked to a consultant and got $30+K in funding so far. They have a hard sell for a $3000 program, but if you pay the $100 and talk to the gentleman at ext 123, you can get a wealth of info for only $100, and you can do more business with them later after they help you. 888 779 8393 They also recommended SBFC law group - they are currently doing a 12 month inquiry sweep for $500. They say they can remove either All or almost every inquiry in 2 to 4 weeks, and they keep working till they are off. 801 858 3329 SBFC also does credit repair for $2K if you negotiate with them, with $500 a month for 4 months. They are lawyers and paralegals: Very Legit Private Message me for more information, and others have helped me build credit without charging me, so I'd be happy to answer any questions that I can. *********************************************************** QUICK QUESTION - if that is ok with everyone: *********************************************************** I have an LLC 5 to 6 years old with an Experian Intelliscore Plus and PBR of 72 (Low-Medium Risk) I have nothing reporting to DnB for this LLC I want to get some non-pg cards with no personal inquiries: Such As: * Costco * Best Buy * Home Depot or Lowes * Sears * Dell or Apple * Other Retail accounts with no PG etc **************************************************************** Can anyone tell me who will approve me with 72 Experian Biz Score & 5 to 6 years in business: * without having a DnB profile and * without pulling personal credit. I am willing to get some business credit with any retail or biz credit card With A PG that only pulls Equifax personal, I have the least INQ's with EQ ****************************************************************** Any Help is Greatly Appreciated. Feel Free to ask me questions on PM or in another thread to be respectful of the biz approved thread. I'm grateful for all of your help! Quote
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