Business Credit Listing

[milesb]

whats your file look like. Office depot is pretty good. They are citi backed

[cleanmaster]

i have a paydex 80 but only 3 reporting.. maybe thats why i faxed it in .. left the pg part blank

[BRBiz]

i have a paydex 80 but only 3 reporting.. maybe thats why i faxed it in .. left the pg part blank

 

They favor experian so you a couple things on there to get approved usually.

[BRBiz]

hey thanks mark ill try that or maybe fax it in.

 

Thats a nice little trick that doesn't usually work but could. But you are still PG'ing the account and they dont need your social to pull your credit.

[milesb]

Yes! A few still are playing ball. Its enough to get by right now. If anybody know anymore to pad the pile so to speak that would be sweet. Brndnh721 you got any mew ones you ran across? Just as a side note I went to fed ex office to get some letter heads done today for a corp im working on . They wouldn't let me get it in on my commercial account. I had to pay cash. Little stuff like that makes it hard. That was a free trade....lol

[MainSt.]

For Citi I believe you have to have a paydex for at least 6 months now. Thats what I was told sometime back earlier this year when I applied for Office Depot and was declined. It makes sense because if you look at your DnBi report you see boxes that have a 3 month and 6 month paydex score. Then if you dont have that, citi will look at your experian file. I think the key is knowing what the vendors are requiring for approval. You can still be a relatively new business but dont expect to get credit walking through the door. I wouldnt doubt if the vendors, dnb, experian were all disquised as members of this forum here on creditboards. Im just sayin......

[milesb]

Lol...It happens

[cleanmaster]

thats fuuny cuz i got a conco gas card and its backed by citi. oh well who knows i wait for more thing to report. then come back at them.

 

thanks everone for you insight..

 

oh and i have fedex office too just purchase some office supplies.. and you can add them to your dnb.. I purchsed the add trades from dnb.. hope that helps someone.

 

thanks

[cleanmaster]

how do they pull your credit with out your ssn.. the only way i can see that happening is if you pu down your driver license or you home address. but if you put your business address like i rent a office, which is spearate from my home address. i would they run my credit.

 

 

thanks

[BRBiz]

how do they pull your credit with out your ssn.. the only way i can see that happening is if you pu down your driver license or you home address. but if you put your business address like i rent a office, which is spearate from my home address. i would they run my credit.

 

 

thanks

 

Your name , DOB and address any two will do. If they are asking for your personal address that is what your suppose to be putting down not your business address. Its really the same for your social but some will say that using your Tax Id is fine aslong as the business is connected to you and your majority owner. Still places dont like to see that and it could get you flagged as a fraud risk even though supposely itsn't not fraud.

Edited August 28, 2010 by Brndnh721

[BRBiz]

I have mentioned them before but HD Supply is fairly easy to get. They have different departments but the facilities maintenance dept. is the way to go they have alot of misc. items.

When you apply they will call and ask a couple simple questions. Just keep your requested amount low around $500 if your file doesn't contain much and you should be all set.

[cleanmaster]

I see i usually just leave it blank..

[milesb]

Just an update. If you are trying to get credit especially a gas card with an industry code of trucking cancel christmas. It seems to be it a industry standard now to go with the debit from bank account relationship. Trucking business is doing bad right now. Just fyi...

[socialbutterfly]

i want to pull the trigger for a wright express but im not sure if i should be applying for the fleet or the business. 3 tl inc'd in june 2010. i have uline,gemplers, and hd supply so far.

[cleanmaster]

Do you have a paydex yet? and how many or showing on your dnb...

[socialbutterfly]

no paydex yet and I have 1 trade showing on exp and 1 on dnb. I just recently acquired gemplers and hd supply solution last week and ive had uline for a few months.

[milesb]

Anybody looking for a good bank out west try US Bank . They are business friendly. Helped me out today.

[milesb]

Left Bank of America....they killed alot of their business cards and programs

[cleanmaster]

am with BOA now am on the west coast .. i was thinking about us bank.. why did you think there better,, i need a hook up

 

 

thanks

[milesb]

More programs for businesses. Plus B of A is in trouble with the mortgages. They are pulling credit products and slashing limits. So is chase..

 

am with BOA now am on the west coast .. i was thinking about us bank.. why did you think there better,, i need a hook up

 

 

thanks

[cleanmaster]

thanks am going to open up a account.

[nycluv]

What a great list, but is there one that specifically list those comps that report ( that is updated)?

[milesb]

Where do they report...

 

I have mentioned them before but HD Supply is fairly easy to get. They have different departments but the facilities maintenance dept. is the way to go they have alot of misc. items.

When you apply they will call and ask a couple simple questions. Just keep your requested amount low around $500 if your file doesn't contain much and you should be all set.

[sharedaluv]

im wanting to learn who reports to who and how does that help your biz credit. i read alot bt dont understand. who is a greywolf i hv heard of a greyfox but how s he relevant to business credit? cld someone explain to me please. thanks

[drew3918]

im wanting to learn who reports to who and how does that help your biz credit. i read alot bt dont understand. who is a greywolf i hv heard of a greyfox but how s he relevant to business credit? cld someone explain to me please. thanks

Read some more of his past posting's along with the other threads on here about building business credit. Only true known way of understanding how the game is played. I would assume if you're here you want to win this game Yea or Nea?