Equifax Erroneous Delinquencies

[Quasei2]

Might want to pull your reports if you haven't since January as Equifax did an "upgrade" of their software in January and it's reporting a ton of delinquencies. I'm showing a 4x 120 on an acct I just opened earlier this year. A friend of mine shows his mortgage as foreclosed in June of 2010, but um he's still living in it and has never been late. EVERY single one of my accounts is showing as multiple delinquencies.

[Stu.Padaso]

EQ has really shot themselves in the foot over this update. I just checked my report and they still don't show my RBC Visa (open in Mar 2010, I think) and the Scotia Visa (opened in Apr or May 2010). The last activity shown on my TD Visa and BMO MC is Feb 2010. But I've used them and paid them off every month, so it's not like there wasn't any activity to report.

 

BUT...they show that I cancelled my Capital One Mastercard last month.

 

Guess what my EQ score is? 791. And my TU score? 663. ahahahahaha. What a difference.

 

I don't think anybody is pulling EQ any more. At least not exclusively. If was assured a place was going to pull EQ only I'd go out and buy a new car...right now.

[Quasei2]

Did you see over on the other site a couple weeks ago someone mentioned that the reports being supplied to pullers by EQ is actually up to 3 months old?