cedars1 Posted January 9, 2010 Posted January 9, 2010 Creditor Name: OfficeDepot Citibank Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): Not sure Did you give the creditor your D&B, and/or Experian file to assure reporting? yes Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 55, 6 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
ValleyGuyTX Posted January 19, 2010 Posted January 19, 2010 Creditor Name: L3Store.com /Unknown Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: Fax Reports to: D&B, Exp, or both (if known): DNB Did you give the creditor your D&B, and/or Experian file to assure reporting? yes Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 4 TLs, EXP - Unknown If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
SeekingWealth Posted January 23, 2010 Posted January 23, 2010 Creditor Name: OfficeDepot Citibank Credit Limit/Terms: 4000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): Not sure Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B Did you need a PG: No Have you been in business for 2 years or more: 8 Years What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 30, 2 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Note: Instant approval online then next day office depot security called to verify I applied. Cards came in the mail with a surprise $4,000 limit. I finally got in the door with citibank. I applied like 3 times prior. Quote
greywolf Posted January 24, 2010 Posted January 24, 2010 Creditor Name: L3Store.com /Unknown Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: Fax Reports to: D&B, Exp, or both (if known): DNB, possibly Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 10 TLs, EXP - 39 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
winner Posted January 26, 2010 Posted January 26, 2010 Creditor Name: Keybank mastercard Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: fax Reports to: D&B, Exp, or both (if known): unknown Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: yes .. no personal credit pull thou Have you been in business for 2 years or more: no What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
winner Posted February 4, 2010 Posted February 4, 2010 Creditor Name: Shell Card Credit Limit/Terms: 500.00 Apply Online/Fax/Mail/Phone: online got code 25 called and was approved Reports to: D&B, Exp, or both (if known): unknown Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: yes .. no Have you been in business for 2 years or more: no What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -37 3tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
clintbeastwood Posted February 9, 2010 Posted February 9, 2010 Creditor Name: Shell Card Credit Limit/Terms: 6000.00 Apply Online/Fax/Mail/Phone:was mailed offer to apply, applied via mail Reports to: D&B, Exp, or both (if known): unknown Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: yes .. no Have you been in business for 2 years or more: inc 10/2008 What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - score unknown 3tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
SeekingWealth Posted February 9, 2010 Posted February 9, 2010 Creditor Name: Shell Card Credit Limit/Terms: 500.00 Apply Online/Fax/Mail/Phone: online got code 25 called and was approved Reports to: D&B, Exp, or both (if known): unknown Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP -30 2tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Note: citi might be finally loosing up. I applied 3 times prior. This is my 2nd citi approval in the last few weeks. Quote
greywolf Posted February 9, 2010 Posted February 9, 2010 Creditor Name: Home Depot net30 Credit Limit/Terms: 5000.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): Hopefully all three Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69 9 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
greywolf Posted February 9, 2010 Posted February 9, 2010 Creditor Name: Lowe's Revolving Credit Limit/Terms: 2000.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): DNB, possibly Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 16 TLs, EXP - 69, EQ 6 TLs If you received a turndown, did a call reverse it: Yes, I called in and was transferred several times before someone reconsidered. Did you fax over financials, at all, to influence decision: No Quote
clintbeastwood Posted February 19, 2010 Posted February 19, 2010 Creditor Name: Northern Tool Credit Limit/Terms: 1,500 Apply Online/Fax/Mail/Phone: Phone Reports to: D&B, Exp, or both (if known): supposedly all 3 Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: Inc'd 10/2008 What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 3TL's 37 If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
ChrisPA Posted February 22, 2010 Posted February 22, 2010 Creditor Name: Keybank MC Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: fax Reports to: D&B, Exp, or both (if known): Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: Yes (check personal CR and have not seen a pull) Have you been in business for 2 years or more: No (Inc'd 7/09) What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
winner Posted February 23, 2010 Posted February 23, 2010 Creditor Name: BP Fleet Plus card Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: Online Reports to: D&B, Exp, or both (if known): Not sure Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: no What are your D&B score & Experian score, & # of tradelines reporting? D&B -80, 6 TLs, EXP - 41, 3 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
ChrisPA Posted February 26, 2010 Posted February 26, 2010 Creditor Name: Office Depot Business Credit (revolving) Credit Limit/Terms: 1500.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): Did you give the creditor your D&B, and/or Experian file to assure reporting? yes Did you need a PG: Yes (check personal CR and have not seen a pull) Have you been in business for 2 years or more: No (Inc'd 7/09) What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 2 tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
ChrisPA Posted March 1, 2010 Posted March 1, 2010 Creditor Name: BP Business Solutions Credit Limit/Terms: 1500.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: Yes (check personal CR and have not seen a pull) Have you been in business for 2 years or more: No (Inc'd 7/09) What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Quote
ChrisPA Posted March 8, 2010 Posted March 8, 2010 Creditor Name: Sunoco Corporate Fleet Card Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): D&B Did you give the creditor your D&B, and/or Experian file to assure reporting? Yes Did you need a PG: No Have you been in business for 2 years or more: No (Inc'd 7/09) What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 5 TLs (high $10k), EXP 31, 3 tls If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved Did you fax over financials, at all, to influence decision: No Quote
lou2 Posted March 9, 2010 Posted March 9, 2010 Creditor Name: Mobil/Exxon - Citi Credit Limit/Terms: $7500 Net-30 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): both I think Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No 1998 Corp Quote
dougfl728 Posted March 10, 2010 Posted March 10, 2010 Ok, After reading the great Biz Credit info on CreditBoards, I went on a spree - my company is 4 years old, highest existing tradeline previous to 2 weeks ago was $2,500 (pitney bowes), dnb reporting gross yearly revenue of $800,000 per online form that I filled out - no formal financial statement was required, current rating 1R3 with Paydex 80. If approved: Who? Staples How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $2,000 PG? Nope Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? If approved: Who? Office Depot How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $4,000 PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? in store, not instant approval Other info? originally $2,000, bumped to $4,000 online If approved: Who? BP Biz MasterCard How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $1,000 PG? No Terms? Net 30 Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? applied online, received card in one week If approved: Who? Exxon/Mobile Biz How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $3,500 PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? Got msg 25 to call-in & verify, approved on phone for $3,500 If approved: Who? Key Bank How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $2,500 PG? Yes, but no pull on personal Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? fax Other info? Took about 5 days to receive card from date of faxing app If approved: Who? Costco How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $15,000 PG? No Terms? They call it revolving, but pay in full each month Provide them additional information/financials? No Application? (online/in store/phone)? fax Other info? Received letter after 7 days, needed further verification because no whitepages listing, called & gave phone number listed with DNB, approved on phone for $15,000! If approved: Who? Dell Leasing How many reporting on DnB/Experian Biz? 2 (at that time) Paydex - if available? 72 Credit limit? $14,000 PG? No Terms? Equipment lease Provide them additional information/financials? No Application? (online/in store/phone)? online Other info? After leasing 3 computers, no longer able to complete online order - have not called yet to inquire, seems like they're tightening up (as has been mentioned by others.) Guess I'll take a break & let things age & report before the next spree!! Quote
lou2 Posted March 13, 2010 Posted March 13, 2010 Creditor Name: Key Bank (now Citicorp Credit Services Inc) Credit Limit/Terms: DECLINED Apply Online/Fax/Mail/Phone: fax Reports to: D&B, Exp, or both (if known): DNK Did you give the creditor your D&B, and/or Experian file to assure reporting? D&B Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Citicorp Credit Services sent a letter saying they no longer offer this card. Quote
lou2 Posted March 13, 2010 Posted March 13, 2010 Creditor Name: BP Fuel MC Credit Limit/Terms: $6000 Net-30 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): both I think Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B - 80 paydex, 12 TLs, EXP - 81, 9 TLs If you received a turndown, did a call reverse it: n/a Did you fax over financials, at all, to influence decision: No Got the cards, but they wanted $10/month if spending less than 5,000 gallons of fuel / month. We don't spend that much, so I returned the cards. Already have BP Fuel cards that report. I did not see a need for this one. Quote
lou2 Posted March 13, 2010 Posted March 13, 2010 Ok, After reading the great Biz Credit info on CreditBoards, I went on a spree - my company is 4 years old, highest existing tradeline previous to 2 weeks ago was $2,500 (pitney bowes), dnb reporting gross yearly revenue of $800,000 per online form that I filled out - no formal financial statement was required, current rating 1R3 with Paydex 80. If approved: Who? Staples How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $2,000 PG? Nope Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? If approved: Who? Office Depot How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $4,000 PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? in store, not instant approval Other info? originally $2,000, bumped to $4,000 online If approved: Who? BP Biz MasterCard How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $1,000 PG? No Terms? Net 30 Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? applied online, received card in one week If approved: Who? Exxon/Mobile Biz How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $3,500 PG? No Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? Got msg 25 to call-in & verify, approved on phone for $3,500 If approved: Who? Key Bank How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $2,500 PG? Yes, but no pull on personal Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? fax Other info? Took about 5 days to receive card from date of faxing app If approved: Who? Costco How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $15,000 PG? No Terms? They call it revolving, but pay in full each month Provide them additional information/financials? No Application? (online/in store/phone)? fax Other info? Received letter after 7 days, needed further verification because no whitepages listing, called & gave phone number listed with DNB, approved on phone for $15,000! If approved: Who? Dell Leasing How many reporting on DnB/Experian Biz? 2 (at that time) Paydex - if available? 72 Credit limit? $14,000 PG? No Terms? Equipment lease Provide them additional information/financials? No Application? (online/in store/phone)? online Other info? After leasing 3 computers, no longer able to complete online order - have not called yet to inquire, seems like they're tightening up (as has been mentioned by others.) Guess I'll take a break & let things age & report before the next spree!! Dougfl728, When did you get the Key Bank card. I just got a letter yesterday saying they no longer offer it. Maybe cause you PG'ed it they gave you and did not give me. Please, advise. Thanks. Quote
dougfl728 Posted March 15, 2010 Posted March 15, 2010 Dougfl728, When did you get the Key Bank card. I just got a letter yesterday saying they no longer offer it. Maybe cause you PG'ed it they gave you and did not give me. Please, advise. Thanks. I applied around March 1st, so I don't think much has changed... When I got my first statement, I realized they actually approved a line of $5,000 - but since I ordered 2 cards, they each said $2,500 credit line on envelope, but total line is $5k! You definitely need to fill in PG info, but they did not pull any of my personal bureaus. (You may want to check c/b for info on recon. since I think there's a time limit to reapply.) Good luck! Quote
cedars1 Posted March 20, 2010 Posted March 20, 2010 (edited) Who? Staples How many reporting on DnB/Experian Biz? 3 Paydex - if available? 80 Credit limit? $1,000 PG? Nope Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? Got code 25 online but cards came in mail today! Not sure because I just finally got my paydex last month so maybe thats what happened? Edited March 20, 2010 by cedars1 Quote
ansky0007 Posted March 22, 2010 Posted March 22, 2010 Creditor Name: Lowe's Revolving Credit Limit/Terms: 3000.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): Did you give the creditor your D&B, and/or Experian file to assure reporting? No Did you need a PG: No Have you been in business for 2 years or more: Yes What are your D&B score & Experian score, & # of tradelines reporting? D&B (80) 20 TLs, EXP (96) 12 TLs If you received a turndown, did a call reverse it: Yes, See Below Did you fax over financials, at all, to influence decision: No I have never been able to get any GE accounts. I had Amazon $2,000 for over a year and was recently CLD to $500 due to Equifax Report. Called Equifax got my report and disputed bad chargeback that was on my file. Received letter that they removed the bad info. Called Amazon and they re-instated my old $2,000 limit. Last month I applied for lowes and was declined (Equifax Again) so since I corrected the file I figured I would give it a shot again. Called Lowes and was told to resubmit application and Finally approved for $3,000... Quote
ChrisPA Posted March 22, 2010 Posted March 22, 2010 Creditor Name: Staples Revolving Credit Limit/Terms: 1000.00 Apply Online/Fax/Mail/Phone: online Reports to: D&B, Exp, or both (if known): Did you give the creditor your D&B, and/or Experian file to assure reporting? no Did you need a PG: No Have you been in business for 2 years or more: No (Inc'd 7/09) What are your D&B score & Experian score, & # of tradelines reporting? D&B 80, 6 TLs (high $10k), EXP 31, 3 tls If you received a turndown, did a call reverse it: Got code 25, called in, verified info, and was approved Did you fax over financials, at all, to influence decision: No Quote
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