Barclays Card Reconsideration

[kevinkev99]

Activate first, then call 866-408-4065. The people at that number above have magic powers.

[Jaymes]

Activate first, then call 866-408-4065. The people at that number above have magic powers.

 

I'd like to do this, but I'm almost afraid of AA so early on. Does Barclay's ever check any other CRA besides TU? After getting a denial, then approval on recon, would I possibly be pushing my luck? I'm tempted to just wait six months, then call the magic number to request a CLI.

[null]

Activate first, then call 866-408-4065. The people at that number above have magic powers.

 

I'd like to do this, but I'm almost afraid of AA so early on. Does Barclay's ever check any other CRA besides TU? After getting a denial, then approval on recon, would I possibly be pushing my luck? I'm tempted to just wait six months, then call the magic number to request a CLI.

Activate first, then call 866-408-4065. The people at that number above have magic powers.

 

called them this morning. Talked to the first lady who said since I have only used 700 most on my cards, she can at max CLI me to 750 from 500. TOld her to cancle the card, she sent me to card de-activations. I told him why this was being done, he was" more than happy to cancle my card" LOL ...I said hold on let me think about it.

hung up the phone.

called right back and Talked to MARK and said 500 CL made me LOL. I need atleast a 1000. he pulled a softy and said sure. we can do that for you.

Thanks for your help guys

[gmetz]

I feel bad bumping this thread, but it certainly contains good information.

 

I was declined on October 9th for a BJ's Barclays card due to:

-Low Number of Satisfactory Accounts

-Low Income (I guess I don't understand where the cutoff for that is)

-High Overall Utilization (I pulled the trigger at the wrong time with 40% utilization)

 

I called back (1-800-408-4064) today with 0% utilization and spoke with a rep. She asked me some questions, pulled a report, came back and asked my why I had a short file. I was approved for $500.

 

Thanks again CB.

[Ashaun]

Instant approval for the Seamiles for $750.00...will activate and then call the magic # to see if I can get an increase. **fingers crossed**

 

Awesome thread btw!

[GFT]

Congrats. I had a US Air World MC with 12k limit which got CLD to 1500 (300 above my 1200 balance). I called for recon to get at least part of it back. No dice. I paid it off and closed it. No more Juniper/Bayclays for me.... even though I would like to purchase an Apple iMac and get 12 months no interest.

[tjdarla]

Called the recon # and approved for 1490 to buy an Apple computer.

The rep told me that the system auto denies if there is and neq info on report.

Asked me a few question then asked how much the computer was for.

Told me to go back to the apple page and hit the status button and continue with the check out.

[iCarl]

Wondering if it would be worth asking for a recon... "Too few accounts with satisfactory performance" was the reason listed on the denial... They pulled EQ and TU... This was for the Barnes and Noble card.

[thehellmouth]

Always worth calling for a recon! You were already denied, you have nothing left to lose

[thatgirldina]

I was approved via recon on Friday for a $3500 Apple Visa. Instantly denied with a 718 TU score and no baddies, no inquiries...reasons were "Average Age of Accounts" and some other reason. Called the number in this thread and plead my case...APPROVED!

[hegemony]

I was approved via recon on Friday for a $3500 Apple Visa. Instantly denied with a 718 TU score and no baddies, no inquiries...reasons were "Average Age of Accounts" and some other reason. Called the number in this thread and plead my case...APPROVED!

SWEET!!!

[BKinSM]

Is Barclay and Juniper is the same?

I applied DH for 3 cards, bank atlantic, priceline and i dont remember the last one, but i end up getting only 2 barclay pull in TU.

Got denied for all these 3 cards

 

rejection due to: insufficient credit history, low access credit and low secured debt obligations.

Her report is clean and She has been an AU for my closed HSBC (dropped from 5k to $300 limit) and Chase ($6k) for more than 4 years. She has 8.5k (signature) and 7k limit from citi, $750 hsbc 2% cash back, $750 hooters (will close soon, start to charge $4 monthly fee).

It seems that only Citi is willing to give her credit.

 

Going to call to get reconsideration....

what do you think the chance?

Edited November 9, 2009 by BKinSM

[hegemony]

Is Barclay and Juniper is the same?

I applied DH for 3 cards, bank atlantic, priceline and i dont remember the last one, but i end up getting only 2 barclay pull in TU.

Got denied for all these 3 cards

yes barclays and juniper refer to the same company.

 

3 cards within how long of a period of time?

 

FICO scores were?

[tjdarla]

I received an email alert from CCT for my Barclays recon they pulled TU again and pulled EX.

I guess it worth the hit to get 1500 CL! I can B the Tu away and live with the EX for 24 months.

[deemac]

I applied for the Barnes & Noble card online and got a 10 day message rather than an outright denial. Is the 10 day as good as a denial? Or is there a chance I might get something?

[outofthewoods]

what a great thread......congrats to all on the successful recon's

[GEORGE]

Always worth calling for a recon! You were already denied, you have nothing left to lose

Not if you get another HARD INQUIRY or two

 

(unintended consequences)

Edited November 10, 2009 by GEORGE

[hegemony]

people who have a grasp of their credit situation understand that inquiries that lead to value added credit products are well worth it. if there is an unnatural fear of inquiries then professional help should be sought.

 

it is especially heartwarming to see all the people who have gotten a barclays card based on recon who really needed a good, no fee, card to help them rebuild. Perhaps someone who claims to have never had credit problems can afford to pass buy the opportunity to get a new card, but many of us cannot.

 

I say congrats to all who have succeeded and sic semper tyrannis to those that do not understand.

[iCarl]

Still denied... I will call back tomorrow.

[GEORGE]

Do you really want a card that CAN'T GET IT RIGHT THE FIRST TIME???

[deemac]

I applied for the Barnes & Noble card online and got a 10 day message rather than an outright denial. Is the 10 day as good as a denial? Or is there a chance I might get something?

 

does anyone know?

[GEORGE]

I applied for the Barnes & Noble card online and got a 10 day message rather than an outright denial. Is the 10 day as good as a denial? Or is there a chance I might get something?

 

does anyone know?

10 days is denied in many cases

[tjdarla]

people who have a grasp of their credit situation understand that inquiries that lead to value added credit products are well worth it. if there is an unnatural fear of inquiries then professional help should be sought.

 

it is especially heartwarming to see all the people who have gotten a barclays card based on recon who really needed a good, no fee, card to help them rebuild. Perhaps someone who claims to have never had credit problems can afford to pass buy the opportunity to get a new card, but many of us cannot.

 

I say congrats to all who have succeeded and sic semper tyrannis to those that do not understand.

 

thank you Hegemony.

I wouldn’t have been able to accomplish any of the things I have done in the last few months without the help of CB members.

14 baddies removed 2 new credit cards. Opened a 2nd bank account strictly for bills! (no more OD fees)

[gmetz]

I did not get another hard pull on the recon. I haven't back doored TU yet, but I bet there is probably a soft in there for the recon.

[thatgirldina]

I just checked and didn't get an additional hard. And for what it's worth, the guy on the other end of the line had a southern accent (swoon) and was awfully flirty. It was a fun phone call. Haha! I guess a girl's gotta do what a girl's gotta do....