MCA CU's non chexsystem.

[YungAndNew]

MCA i need to know do you know any CU's that are non chexsystem? i know navy doesn't use chexsystem. i only want a shared savings acct only trying to get in the door with a few CU's. thanks i live in illinois.

[mca]

You may want to try DCU for savings only

 

DIGITAL FEDERAL CREDIT UNION

www.dcu.org

Important Information:

 

- anyone can open a savings account with them

- uses Equifax for savings (ONLY) but uses chexsystems for checking

-savings comes with an ATM card

-they have shared service centers all over the US ( where you can have your account serviced with just a membership card and your ID )

-deposit taking ATMs all over the US ..go to web site and here to find if there is one near you http://www.cuservicecenter.com

-Must become a member in order to open an account

Email: 11-15-08

 

Thank you for your email regarding membership in DCU. Yes. By joining the AAPD, you become eligible to join DCU. I have included an application with this email. Please complete and mail back to DCU, PO BOX 9130, 220 Donald Lynch Blvd., Attn: Account Services, Marlborough, Ma 01752. Please allow two weeks to process. Please let me know if I can be of any further assistance in regards to your DCU accounts or our online services!

 

 

• AAPD – American Association of People with Disabilities

AAPD Member Services, 18 Harvard Drive, Milford, MA 01757

AAPD Web Site | AAPD/DCU Application Package (pdf format)

AAPD is a national nonprofit cross-disability membership organization dedicated to ensuring economic and political empowerment for all people with disabilities. Member benefits include access to DCU, mail order discount pharmacy discount program, and more. Memberships start at $15.

 

Yes, you can have your direct deposit go into your savings account.

However, please keep in mind that you only qualify for the direct deposit benefits if it is deposited into your checking account.

 

Please let me know if I can be of any further assistance in regards to your DCU accounts or our online services.

[YungAndNew]

thanxs but dcu is to unpredicable. any other suggestions? thanks

[mca]

dcu will allow anyone to open a savings account regardless of chexsystems and the account does come with an ATM card. Most of the others ones that I know of are now being picky about out of state applications, so they are realy not options anymore

[persevering]

You may want to try DCU for savings only

 

DIGITAL FEDERAL CREDIT UNION

www.dcu.org

Important Information:

 

- anyone can open a savings account with them

- uses Equifax for savings (ONLY) but uses chexsystems for checking

-savings comes with an ATM card

[...]

-Must become a member in order to open an account

Email: 11-15-08

 

 

Hi, may I ask two quick questions regarding DCU.

 

- it would appear that when someone is applying only for membership and a checking account that there is no hard inquiry on any credit report ?

 

- regarding DCU using Equifax for savings, do you know if this results in a hard inquiry or a soft inquiry ?

 

Thank you!

[mca]

I have no idea... I would venture to guess that it is not a hard inquiry. Let me see if I can find out and I will let you know