c m chase Posted June 16, 2004 Posted June 16, 2004 Ok....there was a sticky in the credit forum...I think there should be here too. I find myself getting confused when someone says they got approved for such-and-such biz credit and I wonder....do they have a paydex? how many do they have reporting? So let's start a database thingy. ---------------------------------------------------------------------------------- If approved: Who? How many reporting on DnB/Experian Biz? Paydex - if available? Credit limit? PG? Terms? Provide them additional information/financials? Application? (online/in store/phone)? Other info? If denied: Who? How many reporting on DnB/Experian Biz? Reason for denial? Other info? Quote
c m chase Posted June 19, 2004 Author Posted June 19, 2004 !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Who? Home Depot (FINALLY!!!!) How many reporting on DnB/Experian Biz? 1 reporting on DnB Paydex - if available? n/a Credit limit? Asked for $1500...we'll see in 7-10 PG? Nada Terms? Revolving Provide them additional information/financials? No Application? (online/in store/phone)? Online Other info? I decided since Viking was reporting, I'd try again - BINGO!!! Quote
OhBoyOhBoy Posted June 19, 2004 Posted June 19, 2004 If approved: Who? Home Depot!!! How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? $1000 PG? Nope Terms? Revolving Provide them additional information/financials? Nada Application? (online/in store/phone)? Online Other info? 2nd time around If approved: Who? Staples How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? $750 PG? Nope Terms? Revolving Provide them additional information/financials? Nada Application? (online/in store/phone)? Online Other info? If approved: Who? Office Depot How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? $500 PG? Nope Terms? Revolving Provide them additional information/financials? Nada Application? (online/in store/phone)? Online Other info? If approved: Who? Tiffany's How many reporting on DnB/Experian Biz? 0 Paydex - if available? N/A Credit limit? N/A PG? Nope Terms? N/A Provide them additional information/financials? Nada Application? (online/in store/phone)? Online Other info? Just a Biz account, I get 15% off all merchandise, but they do not bill I have to pay with my own CC If denied: Who? Chevron How many reporting on DnB/Experian Biz? 0 Reason for denial? Do not service my AREA!?! Other info? If denied: Who? Amazon, Dell How many reporting on DnB/Experian Biz? 0 Reason for denial? Couldnt find me in D&B!?! Other info? Never Responded: Toys R Us, Borders Quote
ladyjedi Posted June 21, 2004 Posted June 21, 2004 If approved: Who? How many reporting on DnB/Experian Biz? 4 trades Paydex - if available? 80 Credit limit? $2500 PG? No Terms? Provide them additional information/financials? Application? (online/in store/phone)? Staples - mail in Approved $1000 Other info? Application? (online/in store/phone)? Border's - Online Approved Other info? Application? (online/in store/phone)? Sear's Commerical One Approved $2000 Other info? Application? (online/in store/phone)? Tiffany's Approved $ No Credit Line Given Other info? Application? (online/in store/phone)? Exxon Mobil Approved $500 Other info? Application? (online/in store/phone)? Home Depot Approved $1000 Other info? Application? (online/in store/phone)? Best Buy Approved $10000 Other info? If denied: Who? How many reporting on DnB/Experian Biz? Reason for denial? Other info? If denied: Who? Lowe's How many reporting on DnB/Experian Biz? Reason for denial? Could not verify business. Was told to apply in store. Other info? If denied: Who? Nordstorm's How many reporting on DnB/Experian Biz? Reason for denial? Wanted financial statements. Other info? Quote
ACX Posted June 21, 2004 Posted June 21, 2004 If approved: Who? Staples How many reporting on DnB/Experian Biz? None Paydex - if available? None Credit limit? $4000!!! PG? No Terms? Not sure Provide them additional information/financials? No Application? (online/in store/phone)? Filled app online, printed, then faxed Other info? N/A They approved my app in a matter of hours. Im so surprised since I was expecting only a $700ish limit like everyone else got. Man, today is a great day! lol :8) Quote
ACX Posted June 22, 2004 Posted June 22, 2004 Oh, and add Home Depot to the list of cards I was approved for today. I applied for $1000 but after talking to the rep on the phone she bumped it up to $5000!! Im so excited. So far I got approved for two new cards in one day. Im waiting to hear back from Kinkos and Sears. I'll be applying for Office Max and Office Depot tomorrow and hopefully i'll have some luck. Quote
ACX Posted June 22, 2004 Posted June 22, 2004 Update: Just approved for $2000 through Office Depot and $5000 through Dell. I am a bit confused on Dell though. The guy on the phone was saying that theres no credit card or anything, so I assume if I want to get them to report I'd have to buy something from them, pay it off, and they would just report it as being paid? They didnt even ask me for much info on my business either, which was pretty strange. Now im just waiting on Sears, Kinkos, and Office Max to get back to me. This forum is the best thing thats happened to my business all year long! Thanks guys!!! Quote
c m chase Posted June 24, 2004 Author Posted June 24, 2004 If denied: :evil: Who? Cingular Wireless How many reporting on DnB/Experian Biz? 1 on DnB, 0 on Experian Reason for denial? No one reporting on Experian...they wouldn't pull DnB. Other info? They said they could open the account with $250 deposit. SCREW that. I was going to buy a $200 phone. :roll: Quote
ceowens Posted June 24, 2004 Posted June 24, 2004 If approved: Who? Office Depot How many reporting on DnB/Experian Biz? 4 Paydex - if available? 80 Credit limit? 2000 PG? hell no :wink: Terms? revolving Provide them additional information/financials? no way Jose Application? (online/in store/phone)? printed online then faxed it in Other info? Called them about 2 hours after I faxed it to "make sure they received the fax" :8) and found out I was approved. I applied early on when nothing was reporting to D&B and was denied. :evil: Now that I have a paydex....I'm in! Quote
ceowens Posted June 25, 2004 Posted June 25, 2004 If denied: Who? Best Buy.....bastages.... :evil: How many reporting on DnB/Experian Biz? 4 to Experian, 4 to D&B...Paydex 80. Reason for denial? Wouldn't tell me over the phone. :roll: Other info? "but mam, we CAN approve with a personal guantee" BITE ME BEST BUY!!! :twisted: :twisted: Quote
ceowens Posted June 28, 2004 Posted June 28, 2004 If denied: Who? Office Max How many reporting on DnB/Experian Biz? 4 on each. Paydex of 80. Reason for denial? Apparently it's a secret that can only be revealed by mail. :roll: Other info? Office Max bites. :evil: Quote
ceowens Posted June 29, 2004 Posted June 29, 2004 If denied: Who? Shell How many reporting on DnB/Experian Biz? 4 each. paydex of 80 Reason for denial? Something about my Exerian report....said they couldn't tell me by phone. :roll: Other info? She said they pulled D&B and Experian and that my Experian didnt meet thier guidelines........but she wouldnt tell me what the freaking guidelines were. This is the 3rd denial I have posted since I got a paydex!!!!!!!!!!! This paydex thing might not be all its cracked up to be. Quote
Happy Posted July 9, 2004 Posted July 9, 2004 If approved: Who? Shell Gas Card How many reporting on DnB/Experian Biz? EXP 2 and DNB don't know Paydex - if available? No Credit limit? 750 PG? No Terms? Provide them additional information/financials? No financials Application? (online/in store/phone)? Applied online Quote
c m chase Posted July 15, 2004 Author Posted July 15, 2004 If approved: Who? Lowes How many reporting on DnB/Experian Biz? 3 on DnB, last time I checked Paydex - if available? Nada Credit limit? 1000 PG? No Terms? Net 30 Provide them additional information/financials? No Application? (online/in store/phone)? Applied online Other? I applied and got denied like 5 weeks ago. Just got my cards today. WOOT! Quote
alo Posted July 16, 2004 Posted July 16, 2004 If approved: Who? Staples How many reporting on DnB/Experian Biz? 0 Paydex - if available? n/a Credit limit? $750 PG? no Terms? Provide them additional information/financials? Application? (online/in store/phone)? online Other info Quote
Happy Posted July 17, 2004 Posted July 17, 2004 If approved: Who? Office Depot How many reporting on DnB/Experian Biz? not sure Paydex - if available? no Credit limit? $1K PG? no Terms? Provide them additional information/financials? No Application? (online/in store/phone)? online Other info Quote
Happy Posted July 17, 2004 Posted July 17, 2004 Thanks for the vote of confidence Suzy. Home Depot doesn't like me. :roll: If denied: Who? Home Depot How many reporting on DnB/Experian Biz? Not sure Other info? I have to write to them for reason why I got denied. A letter will be going out first thing Monday. I want to know why. Maybe too many accounts with Citi USA. Quote
alo Posted July 21, 2004 Posted July 21, 2004 If denied: Who? Home Depot How many reporting on DnB/Experian Biz? none Reason for denial? Would not give pg Other info? Invited to re-apply when my circumstances change. If denied: Who? Nextel How many reporting on DnB?Experian? none Reason for denial? Could not verify my business in directory assistance online, but could verify by calling 411, want $200 dep per line. ALO Quote
G Posted July 22, 2004 Posted July 22, 2004 I got approved for Best Buy. $15,000 credit line!!!!! Can you believe this! I feel like I hit the lottery and you all sold me the ticket! Thank you all sooo much!!!!! Special thanks to BizCredit for the awesome credit app site. I didn't even think of applying at Best Buy until I saw it on his site!!!! Thanks a million, G Quote
G Posted July 23, 2004 Posted July 23, 2004 Paydex score of 80. No PG My LLC is 2 years old. I applied last night. On the website it says that someone will contact you within 48 hours, but I was too anxious to wait. I called earlier today and after being transferred a few times, I was told that I was approved. I was hoping for $10,000 because I'd read someone else on the board had gotten that much. The guy told me I was approved for $15,000!!! :shock: :shock: I didn't know what else to say. I studdered a couple times, but I had to try to keep my composure. I almost fell out of my chair. I'm waiting till the card arrives to see if it is just a dream. WOOOOOOHOOOOOO!!!!! Excuse me please. I'm just a little excited. G Quote
selsus Posted July 24, 2004 Posted July 24, 2004 I got a Dell account for $5,000 (lease or loan), with no PG :shock: Did it online today just for the fun, and they told me instantly "Approved"!! I'm still dancing. Quote
selsus Posted August 2, 2004 Posted August 2, 2004 If Approved: Who? Home Depot How many reporting on DnB/Experian Biz? 2 PG? Yeah Right Other info? Requested $10,000 limit, they countered with $1,000. If Approved: Who? Office Depot How many reporting on DnB/Experian Biz? 2 PG? Yeah Right Other info? $250 Credit Limit (gotta start somewhere ) If Denied: Who? Sheel Gas Card How many reporting on DnB/Experian Biz? 2 Other info? Wanted PG... I'll try when I get a PAYDEX Quote
gmaof1 Posted August 3, 2004 Posted August 3, 2004 The following approvals, no PG, no Paydex, 2 reporting: Sams 1000 Office Depot 250 Lowes 1000 Dell 5000 Staples 750 Tiffanys Exxon 2500 Denied - Home Depot twice Borders Shell Still waiting on Sears, costco and Walmart. Still want -Penny's and Best Buy. Waiting for a Paydex to apply. Quote
TravelDoc Posted August 3, 2004 Posted August 3, 2004 If denied: Who? Home Depot How many reporting on DnB/Experian Biz? 0/Don't know Paydex - if available? N/A PG? Not going to happen Provide them additional information/financials? Asked for PG Application? (online/in store/phone)? Online PENDING (?) Who? Staples How many reporting on DnB/Experian Biz? 0/Don't know Paydex - if available? N/A PG? Not going to happen Provide them additional information/financials? Asked for Biz license / copy of utility bill / previous company address Application? (online/in store/phone)? Phone / FAX Thought the Staples was an odd request. I've been incorporated now for 7 years and had a D&B # for 5 but never did anything with it until I found this board. Quote
c m chase Posted August 3, 2004 Author Posted August 3, 2004 If denied: Who? Office Depot How many reporting on DnB/Experian Biz? 5 on DnB/ On EX..? (was 4 when I checked last month) Paydex - if available? 80 PG? They didn't even ask Application? (online/in store/phone)? Online Why? Insufficient reporting history :roll: :? Quote
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