Ask Hegemony: Am I Diversified?

[hegemony]

List your credit cards, issuers and limits to find out the answer to the age old question: am I Diversified?

[BobWang]

List your credit cards, issuers and limits to find out the answer to the age old question: am I Diversified?

BOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOYAH!

[minnie aubre]

I don't, Hegemony, that's a lot of work...

[ShadyCredit]

HSBC Discover $300 limit, $275 balance

HSBC MC: $400, $0 balance

HSBC MC: $500, $0 balance

GEMB Honda: $6500, $2400 balance

Citi: $5200 (AU) $1800 balance

BofA: $5500 (AU) $3800 balance

HSBC Platinum: $3000 (AU) $0 balance

Auto Loan: $4650 balance, $465 minimum payment, shows on EQ ONLY

 

Do I qualify?

[socalfiremedic]

max HSBC credit cards= 2

 

 

 

sure you have 3 CCs issued by HSBC shady?

[TrevorHere]

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified

[ShadyCredit]

max HSBC credit cards= 2

 

 

 

sure you have 3 CCs issued by HSBC shady?

 

Yes sir. One is "HouseHold", another is a "Compass Asspire", another is a Discover Rewards, and I'm an AU on a Platinum HSBC card so that makes 4 if you want to get technical.

 

Edited April 5, 2008 by ShadyCredit

[socalfiremedic]

How about we include our Savings/CD's/Shares/IRAS/Deferred Comp too?

 

 

EDIT: 401s/investment properties?

 

 

 

 

 

 

 

 

 

 

 

 

 

Because in that case, I'm diversified.

Edited April 5, 2008 by socalfiremedic

[TRX]

The downside of being better than everyone else is that people tend to assume you're pretentious.

[socalfiremedic]

The downside of being better than everyone else is that people tend to assume you're pretentious.

 

 

 

 

[Islandgal]

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified

 

I'm quite diverse, but always looking to be more diverse

 

The downside of being better than everyone else is that people tend to assume you're pretentious.

 

I dont see anything wrong with that..

[minnie aubre]

ok I won't be lazy. here goes.

 

Amex Clear $13,000 (CLD )

Amex Blue $500 (CLD )

BofA Amex $10,000

BofA Jeep $500

Chase Freedom $10,000

Chase Amazon $400

National City $7000

Macy's $3100

Home Depot store $9400

Citibank Upromise $5000

Citibank MC $3000

Citibank PP MC $2500

Citibank PP Amex $2500

Associated Bank Visa $10,000

Pottery Barn $2900

Gap $500

Ann Taylor $500

Eddie Bauer $750

J. Jill $1100

Victoria's Secret $650

RBS Kroger $5000

Target store $1200

Wickes Furniture $4500

CitiFlex $8500

DCU Visa $5000

Dell $2500

Chevron $1500

Exxon Mobil $750

Cap One $3300

Barclays US Air $10,000

Barclays Carnival $5300

Circuit City store $1500

US Bank Visa $6500

Wamu $2500

Zales $1500

Kay $1500

Jared $2000

Children's Place $800

Sears $1800

[BobWang]

Professor, I think I'm diversified, but I NEED HELP!

 

[ShadyCredit]

^^^^You guys are insane.

[Mark LA]

umm, I know I'm diverse and ya I'm diversified too. But one can never be too diversified

 

ditto

[Sleepless]

ok I won't be lazy. here goes.

 

Amex Clear $13,000 (CLD )

Amex Blue $500 (CLD )

BofA Amex $10,000

BofA Jeep $500

Chase Freedom $10,000

Chase Amazon $400

National City $7000

Macy's $3100

Home Depot store $9400

Citibank Upromise $5000

Citibank MC $3000

Citibank PP MC $2500

Citibank PP Amex $2500

Associated Bank Visa $10,000

Pottery Barn $2900

Gap $500

Ann Taylor $500

Eddie Bauer $750

J. Jill $1100

Victoria's Secret $650

RBS Kroger $5000

Target store $1200

Wickes Furniture $4500

CitiFlex $8500

DCU Visa $5000

Dell $2500

Chevron $1500

Exxon Mobil $750

Cap One $3300

Barclays US Air $10,000

Barclays Carnival $5300

Circuit City store $1500

US Bank Visa $6500

Wamu $2500

Zales $1500

Kay $1500

Jared $2000

Children's Place $800

Sears $1800

[dnm45227]

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.

[minnie aubre]

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.

 

Are you telling me that I am not diversified?

[dnm45227]

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.

 

Are you telling me that I am not diversified?

umm, no. just offering evidence to plead my own case for diversification.

[minnie aubre]

well i was diversified enough that when amex cld'd me by 3.5k i was able to p/u 14.5k from citi and chase.

 

Are you telling me that I am not diversified?

umm, no. just offering evidence to plead my own case for diversification.

 

OH ok. I am still mad at Amex. Sorry!

[dnm45227]

OH ok. I am still mad at Amex. Sorry!

me too!

[minnie aubre]

OH ok. I am still mad at Amex. Sorry!

me too!

 

But I love Chase and Citi! I am almost done replacing Amex now.

[Ricky E]

Chase Amazon 7200

BOA 8000

Citi Cash Returns 6000

Citi Upromise 3600

RBS 3500

Merrick 2000

Target Visa 2000

Amex Blue 4000

Amex Costco 4000

HSBC 4000

Juniper 2500

 

JCP 1240

Sears 1200

HD 3000

Macys 1300

Dillards 800

Pottery Barn 2300

Best Buy 2200

 

BP 400

 

No Mortage inherited homes

No Car loans paid cash bought used

 

AGI = 108k

 

Am I diversified???

[dnm45227]

OH ok. I am still mad at Amex. Sorry!

me too!

 

But I love Chase and Citi! I am almost done replacing Amex now.

again, me too!

 

chase started as a 200 bp store card a year ago and i now 5k starbucks duetto. citi started me 9 months ago w/3.5k dpr and i now have 19k cash returns and my dpr is at 1k (reallocated 9k to cash returns).

[hegemony]

HSBC Discover $300 limit, $275 balance

HSBC MC: $400, $0 balance

HSBC MC: $500, $0 balance

GEMB Honda: $6500, $2400 balance

Citi: $5200 (AU) $1800 balance

BofA: $5500 (AU) $3800 balance

HSBC Platinum: $3000 (AU) $0 balance

Auto Loan: $4650 balance, $465 minimum payment, shows on EQ ONLY

 

Do I qualify?

 

No...too much HSBC and not enough CU or oddball action.