I need more hours in a day.

I haven't done much with my credit reports and I feel so bad about it, but between work, home, kids and summer cabin visits, there hasnt been time.

I plan on making time in September evan if its only on CRA at at time and one thing at a time, if I can say pick on item each week. Keep your fingers crossed. I figure I can work thru a lunch hour once a week to get it done.

One good thing we will have the Dodge paid off this month. So between the payment on the truck and not having to pay full coverage (so insurance should go down) we will have some extra money, now to figure out if we use some of it to pay off say my car sooner or apply to other bills (medical or whatnot) I do want some of it to go into savings.