|Acceptance of Terms of Service|
- Creditboards.com Creditboards.com is provided free of charge to you by Creditboards.com. Although portions of Creditboards.com may be viewed simply by visiting the web site, in order to access the message boards and/or receive additional services from Creditboards.com you need to register as a member of Creditboards.com. If you register as a member of Creditboards.com, these Terms of Service will govern your use of Creditboards.com, including access to public message boards, private message boards, and chat rooms.
COMPLETING THE REGISTRATION PROCESS AND SELECTING THE "LOG IN" OPTION,
YOU ARE INDICATING YOUR AGREEMENT TO BE BOUND BY THESE TERMS OF SERVICE AS SUCH
TERMS MAY BE MODIFIED FROM TIME TO TIME. These Terms of Service govern
your use of Creditboards.com and all services provided in connection with Creditboards.com.
Creditboards.com shall not be liable to you for any breach of these Terms of
Service. If you do not agree to these Terms of Service, please do not register
for or enter Creditboards.com. The Terms of Service for your continued use of
Creditboards.com will be available throughout Creditboards.com. Please check
these areas before using Creditboards.com to determine whether a change has
been made to these Terms of Service. If you do not agree to these changes in
the Terms of Service as they may occur, please arrange to terminate your registration
with Creditboards.com immediately (i) by notifying Creditboards.com of your
unwillingness to accept the changes to the Terms of Service; and (ii) by discontinuing
your use of Creditboards.com. Your continued use of Creditboards.com will signify
your acceptance of any change in the terms and conditions set forth herein.
- From time to time Creditboards.com may
supplement these Terms of Service with additional terms pertaining to specific
content or events ("Additional Terms"), which Additional Terms may
be placed on Creditboards.com to be viewed in connection with the specific
content or events and shall be identified as such. You understand and agree
that such Additional Terms are hereby incorporated by reference into these
Terms of Service.
- By Registering with creditboards, you
acknowledge and agree that Creditboards is NOT to be considered a Credit Repair
Organization under any definition nor does Credtboards itself provide credit,
counseling, legal or other related services. Creditboards is a consumer discussion
board and of itself, provides no services other than internet storage space
and forum software. Creditboards supports its operations through the sale of advertising on the site. Any person requesting money or other consideration
in connection with this site should be immediately reported to webmaster@Creditboards.com.
When you register for Creditboards.com, you
will be required to provide Creditboards.com with the following information:
your e-mail address, member name and password. In addition, you may choose to
provide Creditboards.com with additional information, including but not limited
to: your name, location, and messaging service membernames.
Any information provided by you or gathered
by Creditboards.com during any visit to Creditboards.com shall be subject to
is incorporated herein by reference.
Creditboards.com reserves the right to terminate
your Creditboards.com account if Creditboards.com learns that you have provided
Creditboards.com with false or misleading registration information.
Creditboards.com reserves the right, at its
sole discretion, to immediately, without notice, suspend or terminate (i) these
Terms of Service; and/or (ii) your registration(s) with or ability to access
Creditboards.com and/or any other service provided to you by Creditboards.com
upon any breach by you of the Terms of Service.
- Modifications of these Terms of Service
Creditboards.com may modify these Terms of Service
from time to time in its sole discretion. Each time you log on to Creditboards.com,
you will be deemed to have accepted any such changes. In the event we modify
these Terms of Service, we reserve the right (at Creditboards.com's discretion)
to provide you notice of such changes to any e-mail address you have provided
to Creditboards.com, or post office address you have provided to Creditboards.com.
- Modifications of the Creditboards.com Network
Creditboards.com may modify or discontinue Creditboards.com
with or without notice to you and without liability to you or any third party.
- Content of Messages
You alone are responsible for the content of
your messages, and the consequences of any such messages. Creditboards.com reserves
the right to terminate your registration if it becomes aware and determines,
in its sole discretion, that you are violating any of the following guidelines.
Any use by you of any other subscriber's information,
personal or otherwise, for any commercial purpose or to obtain direct financial
gain (e.g. mass marketing) is prohibited. Any such use shall be deemed to be
a violation of these Terms of Service. Creditboards.com is to be used by you
for your personal use only. Commercial uses of Creditboards.com are strictly
prohibited unless prior written consent from Creditboards.com has been granted.
You agree that you will not use Creditboards.com for chain letters, junk mail,
'spamming,' solicitations (commercial or non-commercial) or bulk communications
of any kind including but not limited to distribution lists to any person who
has not given specific permission to be included in such a list.
You further agree not to use Creditboards.com
to send or post on message boards or any place on Creditboards.com, any message
or material that is unlawful, harassing, libelous, defamatory, abusive, threatening,
harmful, vulgar, obscene, profane, sexually oriented (unless within the scope
of the topic area of a message board as determined by Creditboards.com in its
sole discretion), racially offensive, inaccurate, or otherwise objectionable
material of any kind or nature or that encourages conduct that could constitute
a criminal offense, give rise to civil liability or otherwise violate any applicable
local, state, national or international law or regulation, or encourage the
use of controlled substances. For purposes of the immediately preceding sentence,
"masked" vulgarity, obscenity or profanity (e.g. "f*ck")
is deemed to be equivalent to including the actual objectionable word, phrase
or symbol in your post, message or otherwise on Creditboards.com. Creditboards.com
reserves the right to delete any such material from Creditboards.com. Creditboards.com
will cooperate fully with any law enforcement officials and/or agencies in the
investigation of any person or persons who violate the Terms of Service contained
in this Section 6.
Discussions that are political, religious, and/or racial in nature are prohibited at Creditboards.com,
and any new threads deemed (at Management's discretion) to contain the above content
will be immediately closed.
You agree not to impersonate any other person
or entity, whether actual or fictitious, including impersonating an employee
or consultant of Creditboards.com. You further agree not to use an inappropriate
member name of any kind.
You agree not to post or use Creditboards.com
to distribute or send any illegal material of any kind, including but not limited
to, illegal material in the form of text, graphics, video, programs or audio.
Posting content or participating in any form of discussion with the intention
to commit any illegal activity is strictly prohibited.
You acknowledge that (i)Creditboards.com permits
access to content that is protected by copyrights, trademarks and other intellectual
and proprietary rights ("Rights"); (ii) these Rights are valid and
protected in all media and technologies existing now or later developed; and
(iii) except as explicitly provided otherwise, the Terms of Service and applicable
copyright, trademark and other laws govern your use of such content. You may
not post to Creditboards.com, copy, reproduce, retransmit, distribute, publish,
commercially exploit or otherwise transfer any material subject to any Rights.
The burden of determining that any information, software, images or any other
content on Creditboards.com is not protected by Rights rests with you. You acknowledge
that Creditboards.com may acquire Rights to use any posted materials as described
below, and that you will not acquire any of those Rights by downloading such
By submitting content, which shall include your
member name, to any "public area" of Creditboards.com, including message
boards, forums, contests, and chat rooms, you grant Creditboards.com and its
affiliates a royalty-free, perpetual, irrevocable, non-exclusive right (including
any moral rights) and license to use, reproduce, modify, adapt, publish, translate,
create derivative works from, distribute, communicate to the public, perform
and display the content (in whole or in part) worldwide and/or to incorporate
it in other works in any form, media, or technology now known or later developed,
for the full term of any Rights that may exist in such content. You also warrant
that the holder of any Rights, including moral rights in such content, has completely
and effectively waived all such rights and validly and irrevocably granted to
you the right to grant the license stated above. You also permit any subscriber
to access, display, view, store and reproduce such content for personal use.
Subject to the foregoing, the owner of such content placed on Creditboards.com
retains any and all Rights that may exist in such content.
- Removal of Content
Creditboards will not consider requests to remove accounts, posts, threads, or any other content as we firmly believe that it detracts from the integrity of the information provided. As with all of your online interactions, please exercise caution when posting any information that could be personally identifying.
- Third Party Services
You may order services or merchandise through
Creditboards.com from other persons not affiliated with Creditboards.com ("Seller").
All matters concerning the merchandise and services desired from Seller, including
but not limited to purchase terms, payment terms, warranties, guarantees, maintenance
and delivery, are solely between you and Seller. Creditboards.com makes no warranties
or representations whatsoever with regard to any goods or services provided
by Sellers. You will not consider Creditboards.com nor will Creditboards.com
be construed as a party to such transactions, whether or not Creditboards.com
may have received some form of revenue or other remuneration in connection with
the transaction or be liable for any costs or damages arising out of, either
directly or indirectly, you or any other person involved or related to the transaction.
Creditboards.com may include special routing
icons which may be located within Creditboards.com, the activation of which
will allow you to access and learn more about Creditboards.com and other services
provided by Creditboards.com or its affiliates whereby the use of such icons
is free of additional charge to you. WHEN YOU ACCESS ANY OF THESE SERVICES,
YOUR RIGHTS AND OBLIGATIONS WILL BE GOVERNED BY THE AGREEMENTS AND POLICIES
RELATING TO THE USE OF THESE SERVICES.
- Registration and Password
You are responsible for maintaining the confidentiality
of your information and password. You shall be responsible for all uses of your
registration, whether or not authorized by you. You agree to immediately notify
Creditboards.com of any unauthorized use of your registration or password.
- Notification of Any Possible Copyright Infringement
In the event you believe that material or content
published on the Creditboards.com may infringe on another's or your copyright,
please provide detailed written notice of such possible infringement by sending
a detailed e-mail message to email@example.com .
- Disclaimer of Warranties
YOU EXPRESSLY AGREE THAT USE OF CREDITBOARDS.COM
IS AT YOUR SOLE RISK. CREDITBOARDS.COM IS PROVIDED ON AN "AS IS" AND
"AS AVAILABLE" BASIS. CREDITBOARDS.COM EXPRESSLY DISCLAIMS ALL WARRANTIES
OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
CREDITBOARDS.COM MAKES NO WARRANTY THAT CREDITBOARDS.COM
WILL MEET YOUR REQUIREMENTS, OR THAT CREDITBOARDS.COM WILL BE UNINTERRUPTED,
TIMELY, SECURE, OR ERROR FREE; NOR DOES CREDITBOARDS.COM MAKE ANY WARRANTY AS
TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF CREDITBOARDS.COM. CREDITBOARDS.COM
WILL NOT BE LIABLE FOR ANY DIRECT, CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHETHER
FORSEEABLE OR NOT, WHICH MAY RESULT FROM THE UNAVAILABILITY OR MALFUNCTION OF
YOU UNDERSTAND AND AGREE THAT ANY MATERIAL AND/OR
DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF CREDITBOARDS.COM IS
AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR
ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD
OF SUCH MATERIAL AND/OR DATA.
YOU UNDERSTAND AND AGREE THAT CREDITBOARDS.COM
DOES NOT GUARANTEE THE ACCURACY OR COMPLETENESS OF ANY INFORMATION IN OR PROVIDED
IN CONNECTION WITH CREDITBOARDS.COM. CREDITBOARDS.COM IS NOT RESPONSIBLE FOR
ANY ERRORS OR OMISSIONS OR FOR THE RESULTS OBTAINED FROM THE USE OF SUCH INFORMATION.
THE INFORMATION IS PROVIDED WITH THE UNDERSTANDING THAT NEITHER CREDITBOARDS.COM
NOR ITS MEMBERS, WHILE SUCH MEMBERS ARE PARTICIPATING IN CREDITBOARDS.COM, ARE
ENGAGED IN RENDERING LEGAL, MEDICAL, COUNSELING OR OTHER PROFESSIONAL SERVICES
OR ADVICE. CREDITBOARDS.COM ENCOURAGES YOU TO SEEK APPROPRIATE PROFESSIONAL
ADVICE OR CARE FOR ANY SITUATION OR PROBLEM WHICH YOU MAY HAVE.
CREDITBOARDS.COM SHALL NOT BE RESPONSIBLE FOR
ANY LOSS OR DAMAGE CAUSED, OR ALLEGED TO HAVE BEEN CAUSED, DIRECTLY OR INDIRECTLY,
BY THE INFORMATION OR IDEAS CONTAINED, SUGGESTED OR REFERENCED IN CREDITBOARDS.COM.
YOUR PARTICIPATION IN CREDITBOARDS.COM IS SOLELY AT YOUR OWN RISK. NO ADVICE
OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CREDITBOARDS.COM
OR THROUGH CREDITBOARDS.COM, ITS EMPLOYEES, CONSULTANTS AND/OR EXPERTS SHALL
CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.
CREDITBOARDS.COM MAKES NO WARRANTY REGARDING
ANY GOODS OR SERVICES PURCHASED OR OBTAINED THROUGH CREDITBOARDS.COM OR ANY
TRANSACTIONS ENTERED INTO THROUGH CREDITBOARDS.COM.
CREDITBOARDS.COM IS NOT RESPONSIBLE FOR THE
CONTENT ON THE INTERNET OR WORLD WIDE WEB PAGES THAT IS CONTAINED OUTSIDE CREDITBOARDS.COM
SITE. As a convenience to our members, we may provide links to resources which
are beyond our control. We make no representations as to the quality, suitability,
functionality or legality of any sites to which we may provide links, and you
hereby waive any claim you might have against Creditboards.com with respect
to such sites.
BY PERMITTING CLASSIFIED AND PERSONAL ADVERTISING,
CREDITBOARDS.COM MAKES NO WARRANTIES OR REPRESENTATIONS OF ANY KIND AS TO THE
ACCURACY OF THE CONTENT OR SUITABILITY OF THE SUBJECT MATTER OF ANY SUCH ADVERTISEMENT.
Creditboards.com specifically disclaims liability for direct, consequential
or incidental damages arising from such advertisements. By posting a personal
or classified advertisement on Creditboards.com, you are promising that the
content of your advertisement is true and that you will indemnify Creditboards.com
against any claims which may arise from your advertisements. By responding to
a classified or personal advertisement on Creditboards.com, you waive any claims
against Creditboards.com for damages arising from such advertisement or your
reliance upon statements in such advertisement.
- Limitation of Liability
CREDITBOARDS.COM SHALL NOT BE LIABLE FOR ANY
DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, RESULTING FROM
THE USE OR THE INABILITY TO USE CREDITBOARDS.COM OR FOR THE COST OF PROCUREMENT
OF SUBSTITUTE GOODS AND SERVICES OR RESULTING FROM ANY GOODS OR SERVICES PURCHASED
OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH CREDITBOARDS.COM
OR RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS
OR DATA, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA
OR OTHER INTANGIBLES EVEN IF CREDITBOARDS.COM HAS BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES.
- Private Message Storage
Creditboards.com assumes no responsibility for
the deletion of or failure to store private messages.
You agree to indemnify and hold each of Creditboards.com,
their parents, subsidiaries, affiliates, officers, directors and employees,
harmless from any claim or demand, including reasonable attorneys' fees, made
by any third party due to or arising out of your use of Creditboards.com, the
violation of these Terms of Service by you, or the infringement by you, or any
other subscriber of your account, of any intellectual property or other right
of any person or entity.
- Applicable Law
These Terms of Service shall be governed by
and construed in accordance with the laws of the State of Virginia, without
giving effect to its conflicts of laws provisions. By registering for or entering
Creditboards.com, you consent and submit to the exclusive jurisdiction and venue
of the state and federal courts located in Richmond, Virginia.
- Remedies for Breach of these Terms by You
In the event that Creditboards.com determines,
in its sole discretion, that you have breached any portion of these Terms of
Service, or have otherwise demonstrated conduct inappropriate for the community
of Creditboards.com,Creditboards.com reserves the right to (i) warn you via
e-mail that you have violated these Terms of Service; (ii) delete any content
provided by you or your agent(s) to Creditboards.com; (iii) delete all content
provided by you to Creditboards.com; (iv) discontinue your registration(s) with
Creditboards.comand/or any other Creditboards.com community; (v) notify and/or
send content to and/or fully cooperate with the proper law enforcement authorities
for further action; and/or (vi) any other action which Creditboards.com deems
to be appropriate.
If your registration(s) with or ability to access
Creditboards.com, any other Creditboards.com community and/or any other service
provided to you by Creditboards.com is discontinued by Creditboards.com due
to your violation of any portion of these Terms of Service or for conduct otherwise
inappropriate for the community of Creditboards.com, then you agree that you
shall not attempt to re-register with or access Creditboards.com, any otherCreditboards.com
community and/or any other service provided by Creditboards.com, through use
of a different member name or otherwise. In the event that you violate the immediately
preceding sentence, Creditboards.com reserves the right, in its sole discretion,
to immediately take any or all of the actions set forth in subsections (ii),
(iii), (iv), (v) and (vi) above without any notice or warning to you.
In the event that any provision of the Terms
of Service conflicts with the law under which the Terms of Service are to be
construed or if any such provisions are held invalid by a court with jurisdiction
over the parties to the Terms of Service, such provision will be deemed to be
restated to reflect as nearly as possible the original intentions of the parties
in accordance with applicable law, and the remainder of these Terms of Service
will remain in full force and effect.
The failure of either party to insist upon or
enforce strict performance by the other party of any provision of the Terms
of Service or to exercise any right under the Terms of Service will not be construed
as a waiver or relinquishment to any extent of such party's right to assert
or rely upon any such provision or right in that or any other instance, rather,
the same will be and remain in full force and effect.
Creditboards.com may assign its rights and obligations
under these Terms of Service and upon such assignment Creditboards.com may be
relieved of any further obligation hereunder.
You represent to Creditboards.com that you have
the authority to register with or visit Creditboards.com according to these
Terms of Service. Creditboards.com does not encourage, solicit, or permit visitors
who are known to be under the age of 13 to become a member of or visit Creditboards.com.
These Terms of Service and any Additional Terms
(as such terms shall be identified when posted on Creditboards.com by Creditboards.com)
constitute the entire understanding between the parties as to the subject matter
here of, and supersede all prior agreements and understandings. Any legally
unenforceable provision of these Terms of Service will, at the election of Creditboards.com,
be deleted or modified to correct the defect and, regardless, the remainder
of the terms of these Terms of Service will remain valid and enforceable.