Shouldn't be too concerned about the 1 card rule. Besides the Carnival one, the only others I wanted were: Caesers Entertainment and Apple (which I could get from Direct Merchants in the end).
Holy Crap...Carnival Sea Miles MasterCard!!!
Started by
nyrfann
, Jun 14 2005 01:43 PM
312 replies to this topic
#76
Posted 14 June 2005 - 11:46 PM
#77
Posted 15 June 2005 - 08:45 AM
on the phone with them now
#78
Posted 15 June 2005 - 08:48 AM
I have to get rid of the discover collection (which is reporting twice) and then they said I can call back and not get another hard INQ. I only have one tradeline currently reporting and its a low crap one card.
#79
Posted 15 June 2005 - 08:53 AM
wow, I dont know how I got this card. I have an unpaid CO from 2001/2002 that is a huge amount. Im praying that they wont manually review and change their mind. (scary)
#80
Posted 15 June 2005 - 08:54 AM
scratch above....I applied for Carnival and got an email back that I cannot have two pending application. My application for AirTran is still in process....I still in the pending gameyes with TU since 99I called and got Declined. They said wait for the letter and call back
Do you have a BK? Thanks.
Hopefully, I can get out of Crappy one for good
Edited by yurarse, 15 June 2005 - 08:55 AM.
#81
Posted 15 June 2005 - 08:56 AM
I only have one crap one reporting on TU currently. If they pulled equifax where the nordstrom visa is reporting i think it would be different
#82
Posted 15 June 2005 - 01:56 PM
I got the preapproval letter in the mail from Juniper last month... finally applied today online and got approved within seconds. Only $500 but hey, it's the lowest APR I've had on a credit card since my BK. Patelco also approved me the other day for $1,000 Visa, just have to send in copy of DL and SS card and paystub. And my utilization is high as crap!
Orchard is more nearer to the trash bin than ever.
Orchard is more nearer to the trash bin than ever.
#83
Posted 15 June 2005 - 02:09 PM
I just called and spoke with a very nice rep. She said my application is still pending and they are trying to review apps as quickly as they can.
We are leaving for vacation in Oregon tomorrow for about a week so maybe I will come home to a pleasant surprise. :::fingers crossed:::
We are leaving for vacation in Oregon tomorrow for about a week so maybe I will come home to a pleasant surprise. :::fingers crossed:::
#84
Posted 15 June 2005 - 02:13 PM
I got the preapproval letter in the mail from Juniper last month... finally applied today online and got approved within seconds. Only $500 but hey, it's the lowest APR I've had on a credit card since my BK. Patelco also approved me the other day for $1,000 Visa, just have to send in copy of DL and SS card and paystub. And my utilization is high as crap!
Orchard is more nearer to the trash bin than ever.
What was your score and what baddies did you have? How old was the BK? Does the BK show on your report?
#85
Posted 15 June 2005 - 02:22 PM
I don't know what my scores are. My bk is 4 years old... all positive tradelines since the BK, and it is showing on all three CRs. I haven't had any baddies since the BK, but am still showing a few IIBs, and a few public records.
Edited by prd2b, 15 June 2005 - 02:23 PM.
#86
Posted 15 June 2005 - 02:28 PM
Does anyone know if they will auto approve with
Past lates, currently pays as agreed
1 Paid collection?
Past lates, currently pays as agreed
1 Paid collection?
#87
Posted 15 June 2005 - 06:51 PM
Whee! I got home from a really crappy afternoon of unexpectedly having to get my daughter's glasses repaired and had an email from Juniper Bank waiting for me. I was approved for the BestWestern Gold Crown Club MasterCard with a CL of $2500.
Once again, thank you CB!
Once again, thank you CB!
#88
Posted 15 June 2005 - 07:56 PM
HMMMMMMMMM.......pleasant surprise! Applied online and approved for $3,500.But at 17.99 % even if there were no rewards, it would be a PIF card.
I'm assuming from other posters that they pulled TU where my entire report consists of 4 entries:
Paid CO Crap One
Crap One CC current, no lates (opened 11/2004 to pay above CO)
AT&T Universal MC current , no lates ( listed as AU)
paid tax lien (2003)
I have 2 inquiries(very recent, last week ) and am awaiting my new Amex Blue and a decision on State Farm Visa
Fako 700
EQ SW Fico(?) 674
I'm assuming from other posters that they pulled TU where my entire report consists of 4 entries:
Paid CO Crap One
Crap One CC current, no lates (opened 11/2004 to pay above CO)
AT&T Universal MC current , no lates ( listed as AU)
paid tax lien (2003)
I have 2 inquiries(very recent, last week
) and am awaiting my new Amex Blue and a decision on State Farm VisaFako 700
EQ SW Fico(?) 674
Edited by omzig, 15 June 2005 - 07:58 PM.
#89
Posted 15 June 2005 - 08:34 PM
Thank You Nyrfann,
Took your advice and called to process application and was approved for $10,000. I was sure they were going to match or at least be in the same ball park as my $500 BOA or my $800 Chase.
Total shock
I think they pulled TU I will update tomorrow. Faco is 748-clean report. Chase 12/04 and BOfA(partially secured)4/05, 3 inquiries
Thanks again
Took your advice and called to process application and was approved for $10,000. I was sure they were going to match or at least be in the same ball park as my $500 BOA or my $800 Chase.
Total shock
I think they pulled TU I will update tomorrow. Faco is 748-clean report. Chase 12/04 and BOfA(partially secured)4/05, 3 inquiries
Thanks again
Edited by KAZPUR, 15 June 2005 - 08:35 PM.
#90
Posted 16 June 2005 - 08:43 AM
Anyone got approved after waiting for 10 day?
#91
Posted 16 June 2005 - 08:46 AM
WOW 10K, x-cellent.Thank You Nyrfann,
Took your advice and called to process application and was approved for $10,000. I was sure they were going to match or at least be in the same ball park as my $500 BOA or my $800 Chase.
Total shock
I think they pulled TU I will update tomorrow. Faco is 748-clean report. Chase 12/04 and BOfA(partially secured)4/05, 3 inquiries
Thanks again
#92
Posted 16 June 2005 - 01:30 PM
Bottom lip!they delcined me and I spoke to a gentleman for a recon. He asked about the two CO which one was paid and I reported to BBB for not honor the deletion.
Also I'd told him I had DV NICKO (NCO. He never mentioned about the BK99. He said to call back once I get rid off the 2 CA.
#93
Posted 16 June 2005 - 03:09 PM
Congratulations, you have been approved for your
Carnival Sea Miles MasterCard with a Credit Line of $1,000.00
Hmm...not that much..anyway I can call in and request a higher CL or will they probably say no?
Carnival Sea Miles MasterCard with a Credit Line of $1,000.00
Hmm...not that much..anyway I can call in and request a higher CL or will they probably say no?
#94
Posted 16 June 2005 - 03:35 PM
YEEE HAAAAWWWWWWW!!!!!
Congratulations! On 06/16/2005 you were approved for the
Carnival Sea Miles MasterCard with a Credit Line of $1,500.00
You'll receive your card, pin, and cardmember agreement within the next 10 days. Set up online access now. Select GO to create a username and password.
i got it! i got it! i got it!my first card other than a CRAP1(ikk) or first premier(OMG) or aspire(RUN!)!!
My second highest limit, first being Providian with a 2500.
607 TU score- TWO paid charge-offs, plenty of lates!
I owe it to you guys!!!!!!!! THANK YOU SOOOOOOOOO MUCH!http://home.comcast.net/~labruyere/EzBoard/moreCowbell.gif
Edited by lupoman, 16 June 2005 - 03:44 PM.
#95
Posted 16 June 2005 - 03:41 PM
CONGRATS Lupoman!
#96
brazen
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Thing Two
Posted 16 June 2005 - 04:32 PM
YIKES!!!
APPROVED...
$4,000
Wowzers!!!!
I got declined for the same thing, too many balances. Should I try for recon?
Mrskippy, what did ya say?
#97
Posted 16 June 2005 - 04:41 PM
YIKES!!!
APPROVED...
$4,000
Wowzers!!!!
I got declined for the same thing, too many balances. Should I try for recon?
Mrskippy, what did ya say?
Just ask for recon. The rep will have a looksie and ask any questions. Answer them correctly and you're in.
Keep in mind that the reason for the utilization is my limits are very low, toy cards.
#98
Posted 16 June 2005 - 06:25 PM
DENIED
DENIED
DENIED
THEY AIN'T GETTIN' CHANCE #4
DENIED
DENIED
THEY AIN'T GETTIN' CHANCE #4
#99
Posted 16 June 2005 - 06:26 PM
IT IS NOT A CREDIT UNION that people discuss here!!!household income? Can I include my fiance's income with mine since we live together or are they going to ask for proof?TU 707 no baddies but LOTS of new accounts and inquires. I had to explain why so much new credit, which I did. I have a balance showing of like $40 on my target card and good payment history. Everything else zero balance.
APPROVED FOR 2000.00!!!!
Thanks for the tip on the card.. I SWORE I was done with my applications but I want to go on a cruise!!!!!!!!!!!!!!
Deatails, deatails, come on spit them out!!!Congratulations!!!!!
Yep household income...
NO PROOF REQUIRED!!!
(usually)
Edited by GEORGE, 16 June 2005 - 06:27 PM.
#100
Posted 16 June 2005 - 08:13 PM
Approved $500.00 limit 17.99% APR. My first non-credit union approval (asside from Household Bank).
I'm not totally impressed, but it's 500.00 additional credit in an available. Brings me up to 6500.00 in new tradelines since 4/01/05
I'm not totally impressed, but it's 500.00 additional credit in an available. Brings me up to 6500.00 in new tradelines since 4/01/05
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