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Please Read Before Posting - NEWBIES START HERE

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Stickies, Announcements, Newbie Guides, Basic Introductions, Posting Tips

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How you found creditboards - last post by VintageWillow

CB gets Press!

We're mentioned in the news-

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The Wall St. Journal - last post by ICANHASMUNY?

CreditBoards Success Stories

Share your success stories ! **read only** New threads must be added by admin

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Success is soooo sweet!!  M... - last post by drew3918

Newbies Section

Beginners info and frequently requested topics

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News & Announcements

Credit-related news and articles; CB Announcements

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Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

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care credit to build credit - last post by mindcrime

Medical Billing & Medical Collections

Discussion of medical billing issues and collections centering around Why Chat's HIPAA method of dispute. This includes repaying the amount owed.

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Newbie....Links? - last post by Why Chat


Bankruptcy discussion

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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

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Notice Intent To Accelerate... - last post by Kuuner

Chexsystems Help

Discussion and help for consumers who have trouble getting a bank account.

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ChexVictims & Chexsyste... - last post by tmcgill

Debt Consolidation, Counseling and Management

You're in debt and don't think you'll ever get out, maybe got some late payments, but are trying to work something out so you don't completely trash your credit. Discussion of Debt Management Programs, debt consolidation, settlement and consumer credit counseling programs.

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CPN or SCN Question? - last post by Slicer 619

Military Credit

For the credit issues that are unique to our military members

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AAFES/Transworld Systems, I... - last post by Woods62010

Canadian Credit

The unique challenges for our neighbors to the north.

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American trying to apply fo... - last post by BILLONAIRSBOYS

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Discussion of mortgages, buying and selling a home, real estate investing

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Any mortgage lenders known... - last post by DallasLoanGuy

Automotive Financing

  1. Reading and Resources

Discussion of Automotive Financing

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Demo Discount - last post by MarvBear

Student Loans

Student loan resources and discussion

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REHAB OFFER IS WAY TO HIGH... - last post by firedog1981

Business Credit

Information on establishing business credit and creating a business credit score.

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BJ's Perks World for Bu... - last post by BRBiz

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Money Management

Discussion and tips on sound money management.

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Anyone here make over >... - last post by PlatinumPreferred

Shop Via our Links

Shop via the CB links

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Special Offers - last post by TaraD

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VISA MC policies

Complaints, discussions and rants regarding perceived merchant violations of CCC policy

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What do you do when store p... - last post by Lucky225

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Laws Laws Laws

FCRA, FDCPA and other credit-related laws

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Where can I Find?

Contact Info, Search sites, lists, locators, etc

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State Laws

  1. Misc State Info

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Debt Collector Hall of Shame

Collectors Caught in the Act

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  • By IndyPoolPlayer

Identity Theft

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CreditPulls Database

Want to know which CRA a creditor will pull? Check here! Don't forget to add your experiences as well!

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Databases and Reference

Reference Materials, contact information, CRA usage info, Misc Information

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  • By MarvBear

Sample Letters

Examples for you to use and modify

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Now a link to politicsfirst.com

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General Discussion

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General non-credit related discussions

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Words, Phrases and Other St... - last post by cv91915

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